@import url('https://fonts.googleapis.com/css2?family=Poppins:wght@400;500;600;700&family=Lora:wght@500;600;700&display=swap');

:root {
  --color-bg-primary: #ffffff;
  --color-bg-secondary: #f8fafc;
  --color-bg-tertiary: #f1f5f9;
  --color-bg-card: #ffffff;

  --color-text-primary: #1e293b;
  --color-text-secondary: #64748b;
  --color-text-muted: #94a3b8;

  --color-primary: #2563eb;
  --color-primary-hover: #1d4ed8;
  --color-primary-light: #dbeafe;
  --color-secondary: #0ea5e9;
  --color-secondary-hover: #0284c7;
  --color-accent: #dc2626;
  --color-accent-light: #fee2e2;

  --color-success: #10b981;
  --color-success-light: #d1fae5;
  --color-warning: #f59e0b;
  --color-warning-light: #fef3c7;
  --color-error: #ef4444;
  --color-error-light: #fee2e2;

  --font-primary: 'Poppins', sans-serif;
  --font-heading: 'Lora', serif;

  --space-xs: 0.5rem;
  --space-sm: 1rem;
  --space-md: 1.5rem;
  --space-lg: 2rem;
  --space-xl: 3rem;
  --space-2xl: 4rem;
  --space-3xl: 6rem;

  --radius-sm: 4px;
  --radius-md: 8px;
  --radius-lg: 12px;
  --radius-xl: 16px;
  --radius-2xl: 24px;

  --shadow-sm: 0 1px 2px rgba(0, 0, 0, 0.05);
  --shadow-md: 0 4px 6px rgba(0, 0, 0, 0.1);
  --shadow-lg: 0 10px 15px rgba(0, 0, 0, 0.1);
  --shadow-xl: 0 20px 25px rgba(0, 0, 0, 0.1);

  --transition-fast: 150ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-base: 250ms cubic-bezier(0.4, 0, 0.2, 1);
  --transition-slow: 350ms cubic-bezier(0.4, 0, 0.2, 1);

  --border-width: 1px;
  --border-color: #e2e8f0;
  --border-color-light: #f1f5f9;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: var(--font-primary);
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  line-height: 1.6;
  font-size: 16px;
  font-weight: 400;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

.container {
  max-width: 1440px;
  width: 100%;
  margin: 0 auto;
  padding: 0 var(--space-lg);
}

@media (max-width: 768px) {
  .container {
    padding: 0 var(--space-md);
  }
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 600;
  line-height: 1.2;
  color: var(--color-text-primary);
}

h1 {
  font-size: 3.5rem;
  font-weight: 700;
  margin-bottom: var(--space-lg);
}

h2 {
  font-size: 2.5rem;
  font-weight: 700;
  margin-bottom: var(--space-lg);
}

h3 {
  font-size: 1.875rem;
  font-weight: 600;
  margin-bottom: var(--space-md);
}

h4 {
  font-size: 1.375rem;
  font-weight: 600;
  margin-bottom: var(--space-md);
}

h5 {
  font-size: 1.125rem;
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

h6 {
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: var(--space-sm);
}

p {
  margin-bottom: var(--space-md);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

p:last-child {
  margin-bottom: 0;
}

a {
  color: var(--color-primary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

strong, b {
  font-weight: 600;
  color: var(--color-text-primary);
}

em, i {
  font-style: italic;
}

ul, ol {
  margin-bottom: var(--space-md);
  padding-left: var(--space-lg);
}

li {
  margin-bottom: var(--space-sm);
  color: var(--color-text-secondary);
}

li strong {
  color: var(--color-text-primary);
}

button {
  font-family: var(--font-primary);
  cursor: pointer;
  border: none;
  border-radius: var(--radius-lg);
  font-weight: 600;
  transition: all var(--transition-base);
  text-decoration: none;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  white-space: nowrap;
}

.btn {
  padding: var(--space-md) var(--space-lg);
  font-size: 1rem;
}

.btn-primary {
  background: var(--color-primary);
  color: white;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-secondary {
  background: var(--color-secondary);
  color: white;
  box-shadow: var(--shadow-md);
}

.btn-secondary:hover {
  background: var(--color-secondary-hover);
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.btn-outline {
  background: transparent;
  border: var(--border-width) solid var(--color-primary);
  color: var(--color-primary);
}

.btn-outline:hover {
  background: var(--color-primary-light);
  border-color: var(--color-primary-hover);
}

.btn-sm {
  padding: var(--space-sm) var(--space-md);
  font-size: 0.875rem;
}

.btn-lg {
  padding: var(--space-lg) var(--space-2xl);
  font-size: 1.125rem;
}

.card {
  background: var(--color-bg-card);
  border-radius: var(--radius-xl);
  padding: var(--space-lg);
  box-shadow: var(--shadow-md);
  border: var(--border-width) solid var(--border-color-light);
  transition: all var(--transition-base);
}

.card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.card-header {
  margin-bottom: var(--space-md);
  padding-bottom: var(--space-md);
  border-bottom: var(--border-width) solid var(--border-color-light);
}

.card-body {
  margin-bottom: var(--space-md);
}

.card-body:last-child {
  margin-bottom: 0;
}

.card-footer {
  padding-top: var(--space-md);
  border-top: var(--border-width) solid var(--border-color-light);
  margin-top: var(--space-md);
}

.grid {
  display: grid;
  gap: var(--space-lg);
}

.grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.grid-3 {
  grid-template-columns: repeat(3, 1fr);
}

.grid-4 {
  grid-template-columns: repeat(4, 1fr);
}

@media (max-width: 1024px) {
  .grid-4 {
    grid-template-columns: repeat(2, 1fr);
  }

  .grid-3 {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 640px) {
  .grid-2,
  .grid-3,
  .grid-4 {
    grid-template-columns: 1fr;
  }

  h1 {
    font-size: 2.5rem;
  }

  h2 {
    font-size: 2rem;
  }

  h3 {
    font-size: 1.5rem;
  }
}

.badge {
  display: inline-block;
  padding: var(--space-xs) var(--space-sm);
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 600;
}

.badge-primary {
  background: var(--color-primary-light);
  color: var(--color-primary);
}

.badge-success {
  background: var(--color-success-light);
  color: var(--color-success);
}

.badge-warning {
  background: var(--color-warning-light);
  color: var(--color-warning);
}

.badge-error {
  background: var(--color-error-light);
  color: var(--color-error);
}

.alert {
  padding: var(--space-md);
  border-radius: var(--radius-lg);
  margin-bottom: var(--space-md);
  border-left: 4px solid;
}

.alert-info {
  background: var(--color-primary-light);
  color: var(--color-primary);
  border-color: var(--color-primary);
}

.alert-success {
  background: var(--color-success-light);
  color: var(--color-success);
  border-color: var(--color-success);
}

.alert-warning {
  background: var(--color-warning-light);
  color: var(--color-warning);
  border-color: var(--color-warning);
}

.alert-error {
  background: var(--color-error-light);
  color: var(--color-error);
  border-color: var(--color-error);
}

.section {
  padding: var(--space-3xl) 0;
}

.section-sm {
  padding: var(--space-2xl) 0;
}

.section-lg {
  padding: var(--space-3xl) 0;
}

.section-title {
  text-align: center;
  margin-bottom: var(--space-2xl);
}

.section-title h2 {
  margin-bottom: var(--space-md);
}

.section-title p {
  font-size: 1.125rem;
  color: var(--color-text-secondary);
  max-width: 600px;
  margin: 0 auto;
}

.feature-box {
  background: var(--color-bg-card);
  border-radius: var(--radius-xl);
  padding: var(--space-lg);
  border: var(--border-width) solid var(--border-color-light);
  transition: all var(--transition-base);
}

.feature-box:hover {
  border-color: var(--color-primary);
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.feature-box-icon {
  width: 60px;
  height: 60px;
  background: var(--color-primary-light);
  border-radius: var(--radius-lg);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-md);
  font-size: 1.75rem;
}

.feature-box h3 {
  margin-bottom: var(--space-sm);
}

.feature-box p {
  margin-bottom: 0;
  font-size: 0.95rem;
}

.text-center {
  text-align: center;
}

.text-left {
  text-align: left;
}

.text-right {
  text-align: right;
}

.text-muted {
  color: var(--color-text-muted);
}

.text-primary {
  color: var(--color-primary);
}

.text-secondary {
  color: var(--color-secondary);
}

.text-success {
  color: var(--color-success);
}

.text-warning {
  color: var(--color-warning);
}

.text-error {
  color: var(--color-error);
}

.mt-xs { margin-top: var(--space-xs); }
.mt-sm { margin-top: var(--space-sm); }
.mt-md { margin-top: var(--space-md); }
.mt-lg { margin-top: var(--space-lg); }
.mt-xl { margin-top: var(--space-xl); }
.mt-2xl { margin-top: var(--space-2xl); }
.mt-3xl { margin-top: var(--space-3xl); }

.mb-xs { margin-bottom: var(--space-xs); }
.mb-sm { margin-bottom: var(--space-sm); }
.mb-md { margin-bottom: var(--space-md); }
.mb-lg { margin-bottom: var(--space-lg); }
.mb-xl { margin-bottom: var(--space-xl); }
.mb-2xl { margin-bottom: var(--space-2xl); }
.mb-3xl { margin-bottom: var(--space-3xl); }

.pt-xs { padding-top: var(--space-xs); }
.pt-sm { padding-top: var(--space-sm); }
.pt-md { padding-top: var(--space-md); }
.pt-lg { padding-top: var(--space-lg); }
.pt-xl { padding-top: var(--space-xl); }

.pb-xs { padding-bottom: var(--space-xs); }
.pb-sm { padding-bottom: var(--space-sm); }
.pb-md { padding-bottom: var(--space-md); }
.pb-lg { padding-bottom: var(--space-lg); }
.pb-xl { padding-bottom: var(--space-xl); }

.input-field {
  width: 100%;
  padding: var(--space-md);
  border: var(--border-width) solid var(--border-color);
  border-radius: var(--radius-lg);
  font-family: var(--font-primary);
  font-size: 1rem;
  color: var(--color-text-primary);
  background: var(--color-bg-card);
  transition: all var(--transition-base);
}

.input-field:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-light);
}

.input-field::placeholder {
  color: var(--color-text-muted);
}

textarea.input-field {
  resize: vertical;
  min-height: 120px;
}

.form-group {
  margin-bottom: var(--space-lg);
}

.form-group label {
  display: block;
  margin-bottom: var(--space-sm);
  font-weight: 600;
  color: var(--color-text-primary);
}

.form-group small {
  display: block;
  margin-top: var(--space-xs);
  color: var(--color-text-muted);
  font-size: 0.875rem;
}

.flex {
  display: flex;
}

.flex-center {
  display: flex;
  align-items: center;
  justify-content: center;
}

.flex-between {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.flex-col {
  display: flex;
  flex-direction: column;
}

.gap-sm {
  gap: var(--space-sm);
}

.gap-md {
  gap: var(--space-md);
}

.gap-lg {
  gap: var(--space-lg);
}

.hidden {
  display: none !important;
}

.visible {
  display: block !important;
}

@media (max-width: 768px) {
  .hidden-mobile {
    display: none !important;
  }

  .visible-mobile {
    display: block !important;
  }
}

@media (min-width: 769px) {
  .hidden-desktop {
    display: none !important;
  }

  .visible-desktop {
    display: block !important;
  }
}

.no-scroll {
  overflow: hidden;
}

::selection {
  background: var(--color-primary);
  color: white;
}

::-webkit-scrollbar {
  width: 8px;
  height: 8px;
}

::-webkit-scrollbar-track {
  background: var(--color-bg-secondary);
}

::-webkit-scrollbar-thumb {
  background: var(--color-primary);
  border-radius: var(--radius-lg);
}

::-webkit-scrollbar-thumb:hover {
  background: var(--color-primary-hover);
}
.header-schutz-nav {
  background: var(--color-bg-primary);
  border-bottom: 1px solid var(--color-border);
  position: static;
  top: 0;
  z-index: 1000;
  overflow: hidden;
}

.header-schutz-nav-container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 1rem clamp(1rem, 4vw, 2rem);
  display: flex;
  flex-direction: row;
  align-items: center;
  justify-content: space-between;
  gap: clamp(1rem, 3vw, 2rem);
}

.header-schutz-nav-brand {
  display: flex;
  align-items: center;
  text-decoration: none;
  gap: 0.75rem;
  flex-shrink: 0;
}

.header-schutz-nav-logo-img {
  width: 40px;
  height: 40px;
  border-radius: 8px;
  object-fit: cover;
  margin-right: 0.25rem;
  flex-shrink: 0;
}

.header-schutz-nav-logo-text {
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: clamp(1rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  white-space: nowrap;
}

.header-schutz-nav-brand:hover .header-schutz-nav-logo-text {
  color: var(--color-primary);
  transition: color 0.3s ease;
}

.header-schutz-nav-desktop-nav {
  display: none;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
  flex: 1;
  margin: 0 auto;
  justify-content: center;
}

.header-schutz-nav-nav-link {
  color: var(--color-text-primary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 500;
  transition: color 0.3s ease;
  white-space: nowrap;
}

.header-schutz-nav-nav-link:hover {
  color: var(--color-primary);
}

.header-schutz-nav-cta-button {
  display: none;
  padding: 0.75rem 1.5rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  text-decoration: none;
  border-radius: 0.5rem;
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  transition: all 0.3s ease;
  white-space: nowrap;
  flex-shrink: 0;
}

.header-schutz-nav-cta-button:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

.header-schutz-nav-mobile-toggle {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  transition: color 0.3s ease;
  flex-shrink: 0;
}

.header-schutz-nav-mobile-toggle:hover {
  color: var(--color-primary);
}

.header-schutz-nav-mobile-menu {
  position: fixed;
  top: 0;
  right: 0;
  width: 100%;
  max-width: 320px;
  height: 100vh;
  background: var(--color-bg-secondary);
  display: flex;
  flex-direction: column;
  z-index: 999;
  opacity: 0;
  visibility: hidden;
  transform: translateX(100%);
  transition: all 0.3s ease;
  box-shadow: var(--shadow-xl);
  overflow-y: auto;
}

.header-schutz-nav-mobile-menu.active {
  opacity: 1;
  visibility: visible;
  transform: translateX(0);
}

.header-schutz-nav-mobile-header {
  display: flex;
  align-items: center;
  justify-content: flex-end;
  padding: 1.5rem;
  border-bottom: 1px solid var(--color-border);
}

.header-schutz-nav-mobile-close {
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 0.5rem;
  color: var(--color-text-primary);
  font-size: 1.5rem;
  transition: color 0.3s ease;
}

.header-schutz-nav-mobile-close:hover {
  color: var(--color-primary);
}

.header-schutz-nav-mobile-links {
  display: flex;
  flex-direction: column;
  gap: 0;
  padding: 1rem 0;
  flex: 1;
}

.header-schutz-nav-mobile-link {
  display: block;
  padding: 1rem 1.5rem;
  color: var(--color-text-primary);
  text-decoration: none;
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  font-weight: 500;
  border-bottom: 1px solid var(--color-border-light);
  transition: all 0.3s ease;
}

.header-schutz-nav-mobile-link:hover {
  background: var(--color-bg-tertiary);
  color: var(--color-primary);
  padding-left: 2rem;
}

.header-schutz-nav-mobile-cta {
  display: block;
  padding: 1rem 1.5rem;
  margin: 1rem;
  background: var(--color-primary);
  color: var(--color-bg-primary);
  text-decoration: none;
  border-radius: 0.5rem;
  font-family: var(--font-primary);
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  text-align: center;
  transition: all 0.3s ease;
}

.header-schutz-nav-mobile-cta:hover {
  background: var(--color-primary-hover);
  transform: translateY(-2px);
}

@media (min-width: 768px) {
  .header-schutz-nav-mobile-toggle {
    display: none;
  }

  .header-schutz-nav-mobile-menu {
    display: none;
  }

  .header-schutz-nav-desktop-nav {
    display: flex;
  }

  .header-schutz-nav-cta-button {
    display: inline-block;
  }

  .header-schutz-nav-container {
    padding: 1.25rem clamp(1rem, 4vw, 2rem);
  }
}

@media (min-width: 1024px) {
  .header-schutz-nav-container {
    gap: 2rem;
  }

  .header-schutz-nav-nav-link {
    font-size: 1rem;
  }

  .header-schutz-nav-cta-button {
    padding: 0.875rem 2rem;
  }
}

    .insurance-hub {
  font-family: var(--font-primary);
  color: var(--color-text-primary);
  background: var(--color-bg-primary);
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-content-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-index {
  flex: 1 1 45%;
  min-width: 250px;
}

.hero-title-index {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-weight: 800;
  color: var(--color-text-primary);
  line-height: 1.2;
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0 0 2rem 0;
}

.hero-buttons-index {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  flex-wrap: wrap;
}

.btn-primary-index {
  padding: 0.875rem 2rem;
  background: var(--color-accent);
  color: #000000;
  border: none;
  border-radius: 6px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: all 0.3s ease;
  font-size: clamp(0.875rem, 1vw, 1rem);
}

.btn-primary-index:hover {
  background: var(--color-accent-light);
  transform: translateY(-2px);
}

.btn-secondary-index {
  padding: 0.875rem 2rem;
  background: transparent;
  color: var(--color-accent);
  border: 2px solid var(--color-accent);
  border-radius: 6px;
  font-weight: 600;
  cursor: pointer;
  text-decoration: none;
  display: inline-block;
  transition: all 0.3s ease;
  font-size: clamp(0.875rem, 1vw, 1rem);
}

.btn-secondary-index:hover {
  background: var(--color-accent);
  color: #000000;
  transform: translateY(-2px);
}

.hero-image-index {
  flex: 1 1 45%;
  min-width: 250px;
  max-height: 500px;
}

.hero-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 8px;
}

@media (max-width: 768px) {
  .hero-content-index {
    flex-direction: column;
  }
  
  .hero-text-index {
    flex: 1 1 100%;
  }
  
  .hero-image-index {
    flex: 1 1 100%;
    max-height: 300px;
  }
  
  .hero-buttons-index {
    flex-direction: column;
  }
  
  .btn-primary-index,
  .btn-secondary-index {
    width: 100%;
    text-align: center;
  }
}

.about-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.about-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.about-header-index {
  text-align: center;
}

.about-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.about-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.about-body-index {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.about-text-index {
  flex: 1 1 45%;
  min-width: 250px;
}

.about-text-index p {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
  margin: 0 0 1.5rem 0;
}

.about-text-index p:last-child {
  margin-bottom: 0;
}

.about-image-index {
  flex: 1 1 45%;
  min-width: 250px;
  max-height: 450px;
}

.about-image-index img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  border-radius: 8px;
}

@media (max-width: 768px) {
  .about-body-index {
    flex-direction: column;
  }
  
  .about-text-index {
    flex: 1 1 100%;
  }
  
  .about-image-index {
    flex: 1 1 100%;
    max-height: 300px;
  }
}

.features-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.features-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.features-header-index {
  text-align: center;
}

.features-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.features-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.features-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.feature-card-index {
  flex: 1 1 280px;
  max-width: 380px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-card);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.feature-card-index:hover {
  transform: translateY(-4px);
  background: var(--color-bg-tertiary);
}

.card-icon-index {
  font-size: clamp(2rem, 4vw, 2.5rem);
  color: var(--color-accent);
  margin-bottom: 1rem;
}

.card-title-index {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
}

.card-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .feature-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.blog-preview-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.blog-preview-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.blog-preview-header-index {
  text-align: center;
}

.blog-preview-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.blog-preview-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.blog-preview-cards-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.blog-card-index {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-primary);
  border-radius: 8px;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.blog-card-index:hover {
  transform: translateY(-4px);
}

.blog-card-image-index {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
}

.blog-card-body-index {
  padding: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.blog-card-title-index {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.4;
}

.blog-card-text-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.blog-card-link-index {
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: all 0.3s ease;
  display: inline-block;
  margin-top: auto;
}

.blog-card-link-index:hover {
  color: var(--color-accent-light);
  transform: translateX(4px);
}

.blog-preview-footer-index {
  text-align: center;
}

.blog-see-all-index {
  display: inline-block;
  padding: 0.75rem 1.75rem;
  background: var(--color-accent);
  color: #000000;
  text-decoration: none;
  border-radius: 6px;
  font-weight: 600;
  transition: all 0.3s ease;
  font-size: clamp(0.875rem, 1vw, 1rem);
}

.blog-see-all-index:hover {
  background: var(--color-accent-light);
  transform: translateY(-2px);
}

@media (max-width: 768px) {
  .blog-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.statistics-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.statistics-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.statistics-header-index {
  text-align: center;
}

.statistics-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.statistics-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.statistics-grid-index {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2rem);
  justify-content: center;
}

.stat-card-index {
  flex: 1 1 280px;
  max-width: 380px;
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-secondary);
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  border-left: 4px solid var(--color-accent);
}

.stat-number-index {
  font-size: clamp(2rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--color-accent);
  margin: 0 0 0.5rem 0;
}

.stat-label-index {
  font-size: clamp(1rem, 2vw, 1.25rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.75rem 0;
}

.stat-description-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

@media (max-width: 768px) {
  .stat-card-index {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.benefits-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.benefits-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.benefits-header-index {
  text-align: center;
}

.benefits-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.benefits-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.benefits-list-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
}

.benefit-item-index {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 3vw, 1.5rem);
  align-items: flex-start;
}

.benefit-icon-index {
  flex-shrink: 0;
  font-size: clamp(1.5rem, 2vw, 2rem);
  color: var(--color-accent);
  margin-top: 0.25rem;
}

.benefit-text-index {
  flex: 1 1 auto;
}

.benefit-title-index {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 0.5rem 0;
}

.benefit-description-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.faq-section-index {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-content-index {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.faq-header-index {
  text-align: center;
}

.faq-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-subtitle-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
}

.faq-items-index {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 900px;
  margin: 0 auto;
}

.faq-item-index {
  padding: clamp(1.5rem, 3vw, 2rem);
  background: var(--color-bg-secondary);
  border-radius: 8px;
  border-left: 4px solid var(--color-accent);
}

.faq-question-index {
  font-size: clamp(1.05rem, 2vw, 1.3rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
}

.faq-answer-index {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin: 0;
}

.cta-section-index {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.cta-content-index {
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
}

.cta-box-index {
  background: linear-gradient(135deg, var(--color-primary), var(--color-secondary));
  padding: clamp(2rem, 5vw, 3rem);
  border-radius: 8px;
  text-align: center;
  color: #ffffff;
  max-width: 700px;
}

.cta-title-index {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  font-weight: 700;
  margin: 0 0 1rem 0;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.cta-text-index {
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.125rem);
  line-height: 1.7;
  margin: 0 0 2rem 0;
}

.cta-box-index .btn-primary-index {
  background: #ffffff;
  color: #000000;
}

.cta-box-index .btn-primary-index:hover {
  background: #f0f0f0;
}

.cookie-banner-index {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 9999;
  padding: clamp(1rem, 2vw, 1.5rem);
  background: var(--color-bg-tertiary);
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: clamp(1rem, 2vw, 1.5rem);
  border-top: 1px solid var(--color-border);
}

.cookie-banner-index.hidden {
  display: none;
}

.cookie-banner-text-index {
  color: var(--color-text-secondary);
  margin: 0;
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  max-width: 400px;
}

.cookie-banner-buttons-index {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.cookie-btn-accept-index,
.cookie-btn-decline-index {
  padding: 0.5rem 1.25rem;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  font-weight: 600;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  transition: all 0.3s ease;
}

.cookie-btn-accept-index {
  background: var(--color-accent);
  color: #000000;
}

.cookie-btn-accept-index:hover {
  background: var(--color-accent-light);
  transform: translateY(-2px);
}

.cookie-btn-decline-index {
  background: transparent;
  color: var(--color-text-secondary);
  border: 1px solid var(--color-border);
}

.cookie-btn-decline-index:hover {
  background: var(--color-bg-secondary);
  color: var(--color-text-primary);
}

@media (max-width: 768px) {
  .cookie-banner-index {
    flex-direction: column;
    padding: 1rem;
  }

  .cookie-banner-text-index {
    width: 100%;
    text-align: center;
  }

  .cookie-banner-buttons-index {
    width: 100%;
    justify-content: center;
  }

  .cookie-btn-accept-index,
  .cookie-btn-decline-index {
    flex: 1 1 auto;
    min-width: 120px;
  }
}

@media (max-width: 480px) {
  .cookie-banner-buttons-index {
    flex-direction: column;
  }

  .cookie-btn-accept-index,
  .cookie-btn-decline-index {
    width: 100%;
  }
}

@media (min-width: 1024px) {
  .hero-section-index,
  .about-section-index,
  .features-section-index,
  .blog-preview-section-index,
  .statistics-section-index,
  .benefits-section-index,
  .faq-section-index,
  .cta-section-index {
    padding: clamp(4rem, 10vw, 8rem) 0;
  }
}

    .footer {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.footer .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.footer-content {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 5vw, 3.5rem);
}

.footer-about {
  max-width: 500px;
}

.footer-about h3,
.footer-nav-section h3,
.footer-contact h3,
.footer-legal-section h3 {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 2vw, 1rem);
  font-weight: 600;
}

.footer-about p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.7;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-nav,
.footer-legal {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1rem, 3vw, 1.5rem);
}

.footer-link {
  color: var(--color-text-secondary);
  text-decoration: none;
  font-size: clamp(0.875rem, 1vw, 1rem);
  transition: color var(--transition-base);
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-link:hover {
  color: var(--color-accent);
}

.footer-contact p {
  color: var(--color-text-secondary);
  font-size: clamp(0.875rem, 1vw, 1rem);
  line-height: 1.8;
  margin-bottom: 0.5rem;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.footer-copyright {
  padding-top: clamp(1.5rem, 3vw, 2rem);
  border-top: 1px solid var(--color-border);
}

.footer-copyright p {
  color: var(--color-text-muted);
  font-size: clamp(0.8rem, 0.9vw, 0.95rem);
  text-align: center;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (min-width: 768px) {
  .footer-content {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(2rem, 5vw, 4rem);
    justify-content: space-between;
  }

  .footer-about {
    flex: 1 1 300px;
  }

  .footer-nav-section {
    flex: 1 1 200px;
  }

  .footer-contact {
    flex: 1 1 250px;
  }

  .footer-legal-section {
    flex: 1 1 200px;
  }

  .footer-copyright {
    flex: 1 1 100%;
    padding-top: clamp(1.5rem, 3vw, 2rem);
  }

  .footer-nav,
  .footer-legal {
    flex-direction: column;
    gap: clamp(0.5rem, 1vw, 0.75rem);
  }
}

@media (min-width: 1024px) {
  .footer-content {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
    gap: clamp(2rem, 5vw, 4rem);
  }

  .footer-copyright {
    grid-column: 1 / -1;
  }
}
    

.category-page-versicherungsschutz {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  overflow: hidden;
}

.hero-section-versicherungsschutz {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

.hero-content-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.hero-header-versicherungsschutz {
  text-align: center;
}

.hero-title-versicherungsschutz {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-subtitle-versicherungsschutz {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.375rem);
  color: var(--color-text-secondary);
  line-height: 1.4;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-text-versicherungsschutz {
  text-align: center;
  max-width: 900px;
  margin: 0 auto;
}

.hero-text-versicherungsschutz p {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-section-versicherungsschutz {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.posts-content-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.posts-header-versicherungsschutz {
  text-align: center;
}

.posts-title-versicherungsschutz {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
}

.posts-subtitle-versicherungsschutz {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.posts-grid-versicherungsschutz {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.card-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.25rem, 2.5vw, 2rem);
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
  flex: 1 1 300px;
  max-width: 380px;
  transition: all var(--transition-base) ease;
}

.card-versicherungsschutz:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-image-versicherungsschutz {
  width: 100%;
  height: auto;
  aspect-ratio: 16 / 9;
  object-fit: cover;
  border-radius: var(--radius-md);
}

.card-title-versicherungsschutz {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-versicherungsschutz {
  font-size: clamp(0.85rem, 1.25vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-meta-versicherungsschutz {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
  font-size: clamp(0.8rem, 1vw + 0.5rem, 0.95rem);
  color: var(--color-text-secondary);
  padding: clamp(0.75rem, 1.5vw, 1.25rem) 0;
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
}

.card-reading-time-versicherungsschutz,
.card-level-versicherungsschutz,
.card-date-versicherungsschutz {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-text-secondary);
}

.card-reading-time-versicherungsschutz i,
.card-level-versicherungsschutz i,
.card-date-versicherungsschutz i {
  color: var(--color-accent);
}

.card-link-versicherungsschutz {
  align-self: flex-start;
  font-size: clamp(0.9rem, 1.25vw + 0.5rem, 1.05rem);
  color: var(--color-accent);
  font-weight: 600;
  text-decoration: none;
  padding: clamp(0.5rem, 1vw, 0.75rem) clamp(0.75rem, 1.5vw, 1.25rem);
  border: 2px solid var(--color-accent);
  border-radius: var(--radius-md);
  transition: all var(--transition-base) ease;
}

.card-link-versicherungsschutz:hover {
  background: var(--color-accent);
  color: var(--color-bg-primary);
  text-decoration: none;
}

.insights-section-versicherungsschutz {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.insights-content-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.insights-header-versicherungsschutz {
  text-align: center;
}

.insights-title-versicherungsschutz {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insights-cards-versicherungsschutz {
  display: flex;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.insight-card-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  padding: clamp(1.5rem, 2.5vw, 2.5rem);
  background: var(--color-bg-secondary);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-accent);
  flex: 1 1 280px;
  max-width: 320px;
  transition: all var(--transition-base) ease;
}

.insight-card-versicherungsschutz:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-4px);
}

.insight-number-versicherungsschutz {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--color-accent);
  font-weight: 900;
  line-height: 1;
}

.insight-heading-versicherungsschutz {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.375rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.insight-text-versicherungsschutz {
  font-size: clamp(0.85rem, 1.25vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-section-versicherungsschutz {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.faq-content-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.faq-header-versicherungsschutz {
  text-align: center;
}

.faq-title-versicherungsschutz {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
}

.faq-subtitle-versicherungsschutz {
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-list-versicherungsschutz {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.faq-item-versicherungsschutz {
  background: var(--color-bg-card);
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  overflow: hidden;
  transition: all var(--transition-base) ease;
}

.faq-item-versicherungsschutz:hover {
  box-shadow: var(--shadow-md);
}

.faq-item-versicherungsschutz[open] {
  background: var(--color-bg-primary);
  border-color: var(--color-accent);
}

.faq-question-versicherungsschutz {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: clamp(1.25rem, 2vw, 1.75rem);
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.15rem);
  color: var(--color-text-primary);
  font-weight: 600;
  cursor: pointer;
  user-select: none;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.faq-question-versicherungsschutz::after {
  content: '';
  display: inline-block;
  width: 1.2em;
  height: 1.2em;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23f59e0b' stroke-width='2'%3E%3Cpolyline points='6 9 12 15 18 9'%3E%3C/polyline%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-size: contain;
  margin-left: 1rem;
  flex-shrink: 0;
  transition: transform var(--transition-base) ease;
}

.faq-item-versicherungsschutz[open] .faq-question-versicherungsschutz::after {
  transform: rotate(180deg);
}

.faq-answer-versicherungsschutz {
  padding: 0 clamp(1.25rem, 2vw, 1.75rem) clamp(1.25rem, 2vw, 1.75rem);
  font-size: clamp(0.85rem, 1.25vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 767px) {
  .posts-grid-versicherungsschutz {
    flex-direction: column;
    align-items: center;
  }

  .card-versicherungsschutz {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .insights-cards-versicherungsschutz {
    flex-direction: column;
    align-items: center;
  }

  .insight-card-versicherungsschutz {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (min-width: 768px) and (max-width: 1023px) {
  .posts-grid-versicherungsschutz {
    gap: clamp(1.25rem, 3vw, 2rem);
  }

  .card-versicherungsschutz {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1rem));
    max-width: none;
  }

  .insights-cards-versicherungsschutz {
    gap: clamp(1.25rem, 3vw, 2rem);
  }

  .insight-card-versicherungsschutz {
    flex: 1 1 calc(50% - clamp(0.75rem, 1.5vw, 1rem));
    max-width: none;
  }
}

@media (min-width: 1024px) {
  .card-versicherungsschutz {
    flex: 1 1 300px;
  }

  .insight-card-versicherungsschutz {
    flex: 1 1 260px;
  }
}

.main-versicherungssumme-berechnung {
    width: 100%;
    overflow: hidden;
  }

  .container {
    max-width: 1440px;
    margin: 0 auto;
    padding: 0 clamp(1rem, 4vw, 2rem);
    display: block;
  }

  .hero-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .breadcrumbs-versicherungssumme-berechnung {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 0.5rem;
    margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
    font-size: clamp(0.75rem, 1vw, 0.875rem);
  }

  .breadcrumbs-versicherungssumme-berechnung a {
    color: var(--color-accent);
    text-decoration: none;
    transition: var(--transition-base);
  }

  .breadcrumbs-versicherungssumme-berechnung a:hover {
    color: var(--color-accent-hover);
    text-decoration: underline;
  }

  .breadcrumbs-versicherungssumme-berechnung span {
    color: var(--color-text-secondary);
  }

  .hero-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
  }

  .hero-text-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .hero-title-versicherungssumme-berechnung {
    font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
    color: var(--color-text-primary);
    font-weight: 800;
    line-height: 1.2;
    margin-bottom: clamp(1rem, 2vw, 1.5rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .hero-subtitle-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.25rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
    margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  }

  .hero-meta-versicherungssumme-berechnung {
    display: flex;
    flex-wrap: wrap;
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .meta-item-versicherungssumme-berechnung {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--color-text-secondary);
    font-size: clamp(0.8rem, 1vw, 0.95rem);
  }

  .meta-item-versicherungssumme-berechnung i {
    color: var(--color-accent);
  }

  .hero-image-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .hero-image-versicherungssumme-berechnung {
    width: 100%;
    height: auto;
    max-height: 450px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    display: block;
  }

  @media (max-width: 768px) {
    .hero-content-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .hero-text-wrapper-versicherungssumme-berechnung,
    .hero-image-wrapper-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }

    .hero-meta-versicherungssumme-berechnung {
      flex-direction: column;
      gap: 0.75rem;
    }
  }

  .intro-section-versicherungssumme-berechnung {
    background: var(--color-bg-secondary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .intro-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
  }

  .intro-text-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .intro-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: clamp(1rem, 2vw, 1.5rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .intro-paragraph-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-secondary);
    line-height: 1.7;
    margin-bottom: clamp(1rem, 2vw, 1.5rem);
  }

  .intro-image-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .intro-image-versicherungssumme-berechnung {
    width: 100%;
    height: auto;
    max-height: 400px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    display: block;
  }

  @media (max-width: 768px) {
    .intro-content-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .intro-text-versicherungssumme-berechnung,
    .intro-image-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }
  }

  .method-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .method-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: column;
    gap: clamp(2rem, 4vw, 3rem);
  }

  .method-header-versicherungssumme-berechnung {
    text-align: center;
  }

  .method-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .method-subtitle-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
  }

  .method-cards-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(1.5rem, 3vw, 2rem);
    justify-content: center;
  }

  .method-card-versicherungssumme-berechnung {
    flex: 1 1 calc(33.333% - 1rem);
    min-width: 240px;
    max-width: 340px;
    padding: clamp(1.5rem, 3vw, 2rem);
    background: var(--color-bg-card);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    display: flex;
    flex-direction: column;
    gap: 1rem;
    transition: var(--transition-base);
  }

  .method-card-versicherungssumme-berechnung:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
  }

  .card-icon-versicherungssumme-berechnung {
    width: 48px;
    height: 48px;
    background: var(--color-accent);
    border-radius: var(--radius-md);
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 1.5rem;
    color: #ffffff;
  }

  .card-title-versicherungssumme-berechnung {
    font-size: clamp(1rem, 2vw, 1.25rem);
    color: var(--color-text-primary);
    font-weight: 600;
    line-height: 1.4;
  }

  .card-text-versicherungssumme-berechnung {
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
  }

  @media (max-width: 768px) {
    .method-cards-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .method-card-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }
  }

  .step-section-versicherungssumme-berechnung {
    background: var(--color-bg-secondary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .step-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: flex-start;
  }

  .step-text-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .step-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .steps-list-versicherungssumme-berechnung {
    display: flex;
    flex-direction: column;
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }

  .step-item-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(1rem, 2vw, 1.5rem);
    align-items: flex-start;
  }

  .step-number-versicherungssumme-berechnung {
    flex-shrink: 0;
    font-size: clamp(1.75rem, 3vw, 2.5rem);
    font-weight: 800;
    color: var(--color-accent);
    line-height: 1;
    width: clamp(60px, 8vw, 80px);
  }

  .step-details-versicherungssumme-berechnung {
    display: flex;
    flex-direction: column;
    gap: 0.5rem;
    flex: 1;
  }

  .step-item-title-versicherungssumme-berechnung {
    font-size: clamp(1rem, 2vw, 1.25rem);
    color: var(--color-text-primary);
    font-weight: 600;
    line-height: 1.4;
  }

  .step-item-text-versicherungssumme-berechnung {
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
  }

  .step-image-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .step-image-versicherungssumme-berechnung {
    width: 100%;
    height: auto;
    max-height: 400px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    display: block;
  }

  @media (max-width: 768px) {
    .step-content-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .step-text-wrapper-versicherungssumme-berechnung,
    .step-image-wrapper-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }

    .step-item-versicherungssumme-berechnung {
      gap: 1rem;
    }
  }

  .categories-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .categories-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
  }

  .categories-image-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
    order: -1;
  }

  .categories-image-versicherungssumme-berechnung {
    width: 100%;
    height: auto;
    max-height: 400px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    display: block;
  }

  .categories-text-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .categories-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: clamp(1.5rem, 3vw, 2rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .categories-list-versicherungssumme-berechnung {
    list-style: none;
    padding: 0;
    margin: 0;
    display: flex;
    flex-direction: column;
    gap: clamp(1rem, 2vw, 1.5rem);
  }

  .category-item-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-secondary);
    line-height: 1.7;
    padding-left: 1.5rem;
    position: relative;
  }

  .category-item-versicherungssumme-berechnung::before {
    content: '';
    position: absolute;
    left: 0;
    color: var(--color-accent);
    font-weight: bold;
  }

  .category-item-versicherungssumme-berechnung strong {
    color: var(--color-text-primary);
    font-weight: 600;
  }

  @media (max-width: 768px) {
    .categories-content-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .categories-image-wrapper-versicherungssumme-berechnung,
    .categories-text-wrapper-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
      order: initial;
    }
  }

  .special-section-versicherungssumme-berechnung {
    background: var(--color-bg-secondary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .special-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: column;
    gap: clamp(2rem, 4vw, 3rem);
  }

  .special-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    text-align: center;
    margin-bottom: clamp(0.5rem, 1vw, 1rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .special-cards-wrapper-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(1.5rem, 3vw, 2rem);
    justify-content: center;
  }

  .special-card-versicherungssumme-berechnung {
    flex: 1 1 calc(33.333% - 1rem);
    min-width: 240px;
    max-width: 340px;
    padding: clamp(1.5rem, 3vw, 2rem);
    background: var(--color-bg-card);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-md);
    border-left: 4px solid var(--color-accent);
    display: flex;
    flex-direction: column;
    gap: 1rem;
  }

  .special-card-title-versicherungssumme-berechnung {
    font-size: clamp(1rem, 2vw, 1.25rem);
    color: var(--color-text-primary);
    font-weight: 600;
    line-height: 1.4;
  }

  .special-card-text-versicherungssumme-berechnung {
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
  }

  @media (max-width: 768px) {
    .special-cards-wrapper-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .special-card-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }
  }

  .tips-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .tips-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    gap: clamp(2rem, 4vw, 4rem);
    align-items: center;
  }

  .tips-text-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .tips-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    margin-bottom: clamp(1.5rem, 3vw, 2rem);
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .tips-box-versicherungssumme-berechnung {
    background: rgba(var(--color-primary-rgb, 59, 130, 246), 0.1);
    padding: clamp(1rem, 2vw, 1.5rem);
    border-radius: var(--radius-md);
    border-left: 4px solid var(--color-accent);
    margin-bottom: clamp(1rem, 2vw, 1.5rem);
  }

  .tips-highlight-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-primary);
    line-height: 1.7;
    font-weight: 500;
  }

  .tips-paragraph-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-secondary);
    line-height: 1.7;
    margin-bottom: clamp(1rem, 2vw, 1.5rem);
  }

  .tips-paragraph-versicherungssumme-berechnung:last-of-type {
    margin-bottom: 0;
  }

  .tips-image-wrapper-versicherungssumme-berechnung {
    flex: 1 1 50%;
    max-width: 50%;
  }

  .tips-image-versicherungssumme-berechnung {
    width: 100%;
    height: auto;
    max-height: 400px;
    object-fit: cover;
    border-radius: var(--radius-lg);
    display: block;
  }

  @media (max-width: 768px) {
    .tips-content-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .tips-text-wrapper-versicherungssumme-berechnung,
    .tips-image-wrapper-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }
  }

  .quote-section-versicherungssumme-berechnung {
    background: var(--color-bg-secondary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .featured-quote-versicherungssumme-berechnung {
    padding: clamp(2rem, 4vw, 3rem);
    border-left: 4px solid var(--color-accent);
    background: var(--color-bg-card);
    border-radius: var(--radius-lg);
    margin: 0;
    max-width: 800px;
    margin-left: auto;
    margin-right: auto;
  }

  .quote-text-versicherungssumme-berechnung {
    font-size: clamp(1rem, 2vw + 0.5rem, 1.5rem);
    color: var(--color-text-primary);
    line-height: 1.8;
    font-style: italic;
    font-weight: 500;
    margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  }

  .quote-author-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw, 1rem);
    color: var(--color-text-secondary);
    display: block;
    font-style: normal;
  }

  .conclusion-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .conclusion-content-versicherungssumme-berechnung {
    max-width: 900px;
    margin: 0 auto;
    display: flex;
    flex-direction: column;
    gap: clamp(1.5rem, 3vw, 2rem);
  }

  .conclusion-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .conclusion-text-versicherungssumme-berechnung {
    font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
    color: var(--color-text-secondary);
    line-height: 1.7;
  }

  .conclusion-cta-versicherungssumme-berechnung {
    display: flex;
    justify-content: center;
    margin-top: clamp(1rem, 2vw, 2rem);
  }

  .btn {
    display: inline-block;
    padding: clamp(0.75rem, 1.5vw, 1rem) clamp(1.5rem, 3vw, 2.5rem);
    background: var(--color-accent);
    color: #ffffff;
    text-decoration: none;
    border-radius: var(--radius-md);
    font-weight: 600;
    font-size: clamp(0.875rem, 1vw, 1rem);
    transition: var(--transition-base);
    text-align: center;
    border: none;
    cursor: pointer;
  }

  .btn:hover {
    background: var(--color-accent-hover);
    transform: translateY(-2px);
  }

  .btn-primary {
    background: var(--color-accent);
  }

  .btn-primary:hover {
    background: var(--color-accent-hover);
  }

  .disclaimer-section-versicherungssumme-berechnung {
    background: var(--color-bg-secondary);
    padding: clamp(2rem, 6vw, 4rem) 0;
    overflow: hidden;
  }

  .disclaimer-content-versicherungssumme-berechnung {
    max-width: 900px;
    margin: 0 auto;
    padding: clamp(1.5rem, 3vw, 2rem);
    background: var(--color-bg-card);
    border-radius: var(--radius-lg);
    border-left: 4px solid var(--color-warning);
  }

  .disclaimer-title-versicherungssumme-berechnung {
    font-size: clamp(1.25rem, 3vw, 1.75rem);
    color: var(--color-text-primary);
    font-weight: 600;
    line-height: 1.4;
    margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  }

  .disclaimer-text-versicherungssumme-berechnung {
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    color: var(--color-text-secondary);
    line-height: 1.7;
  }

  .related-section-versicherungssumme-berechnung {
    background: var(--color-bg-primary);
    padding: clamp(3rem, 8vw, 6rem) 0;
    overflow: hidden;
  }

  .related-content-versicherungssumme-berechnung {
    display: flex;
    flex-direction: column;
    gap: clamp(2rem, 4vw, 3rem);
  }

  .related-title-versicherungssumme-berechnung {
    font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
    color: var(--color-text-primary);
    font-weight: 700;
    line-height: 1.3;
    text-align: center;
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

  .related-cards-versicherungssumme-berechnung {
    display: flex;
    flex-direction: row;
    flex-wrap: wrap;
    gap: clamp(1.5rem, 3vw, 2rem);
    justify-content: center;
  }

  .related-card-versicherungssumme-berechnung {
    flex: 1 1 calc(33.333% - 1rem);
    min-width: 260px;
    max-width: 380px;
    background: var(--color-bg-card);
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-md);
    transition: var(--transition-base);
    display: flex;
    flex-direction: column;
  }

  .related-card-versicherungssumme-berechnung:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-lg);
  }

  .related-card-image-versicherungssumme-berechnung {
    width: 100%;
    height: 200px;
    overflow: hidden;
  }

  .related-card-image-versicherungssumme-berechnung img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
  }

  .related-card-text-versicherungssumme-berechnung {
    padding: clamp(1.25rem, 2.5vw, 1.75rem);
    display: flex;
    flex-direction: column;
    gap: 1rem;
    flex: 1;
  }

  .related-card-title-versicherungssumme-berechnung {
    font-size: clamp(1rem, 2vw, 1.25rem);
    color: var(--color-text-primary);
    font-weight: 600;
    line-height: 1.4;
  }

  .related-card-description-versicherungssumme-berechnung {
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    color: var(--color-text-secondary);
    line-height: 1.6;
    flex: 1;
  }

  .related-card-link-versicherungssumme-berechnung {
    display: inline-flex;
    align-items: center;
    gap: 0.5rem;
    color: var(--color-accent);
    text-decoration: none;
    font-weight: 600;
    font-size: clamp(0.8rem, 1vw, 0.95rem);
    transition: var(--transition-base);
    width: fit-content;
  }

  .related-card-link-versicherungssumme-berechnung:hover {
    color: var(--color-accent-hover);
    text-decoration: underline;
  }

  @media (max-width: 768px) {
    .related-cards-versicherungssumme-berechnung {
      flex-direction: column;
    }

    .related-card-versicherungssumme-berechnung {
      flex: 1 1 100%;
      max-width: 100%;
    }
  }

  h1, h2, h3, h4, h5, h6, p {
    word-wrap: break-word;
    overflow-wrap: break-word;
  }

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html, body {
  width: 100%;
  overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.main-wohngebaeudeversicherung-deckungsumfang {
  width: 100%;
  overflow-x: hidden;
}

.hero-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(2rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.breadcrumbs-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
  font-size: clamp(0.75rem, 1vw, 0.875rem);
  color: var(--color-text-secondary);
}

.breadcrumbs-wohngebaeudeversicherung-deckungsumfang a {
  color: var(--color-primary);
  text-decoration: none;
  transition: all 0.3s ease;
}

.breadcrumbs-wohngebaeudeversicherung-deckungsumfang a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.hero-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.5rem, 2vw, 1rem);
  display: block;
  box-shadow: 0 4px 20px rgba(30, 41, 59, 0.1);
}

.hero-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.hero-description-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.hero-meta-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.meta-item-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
}

.meta-item-wohngebaeudeversicherung-deckungsumfang i {
  color: var(--color-primary);
  width: 1rem;
  text-align: center;
}

@media (max-width: 768px) {
  .hero-content-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
  }
  
  .hero-text-wohngebaeudeversicherung-deckungsumfang,
  .hero-image-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.intro-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.5rem, 2vw, 1rem);
  display: block;
  box-shadow: 0 4px 20px rgba(30, 41, 59, 0.08);
}

.intro-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-paragraph-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
}

.intro-paragraph-wohngebaeudeversicherung-deckungsumfang:last-child {
  margin-bottom: 0;
}

@media (max-width: 768px) {
  .intro-content-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
  }
  
  .intro-text-wohngebaeudeversicherung-deckungsumfang,
  .intro-image-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.coverage-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.coverage-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.coverage-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.coverage-image-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.coverage-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.5rem, 2vw, 1rem);
  display: block;
  box-shadow: 0 4px 20px rgba(30, 41, 59, 0.1);
}

.coverage-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.coverage-paragraph-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.coverage-highlights-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.highlight-item-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-tertiary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: clamp(0.5rem, 1.5vw, 0.875rem);
  border-left: 4px solid var(--color-primary);
}

.highlight-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.highlight-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .coverage-content-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
  }
  
  .coverage-text-wohngebaeudeversicherung-deckungsumfang,
  .coverage-image-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.gaps-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.gaps-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.gaps-image-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.gaps-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.5rem, 2vw, 1rem);
  display: block;
  box-shadow: 0 4px 20px rgba(30, 41, 59, 0.1);
}

.gaps-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.gaps-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.gaps-paragraph-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
}

.gaps-paragraph-wohngebaeudeversicherung-deckungsumfang:last-of-type {
  margin-bottom: 0;
}

.gaps-paragraph-wohngebaeudeversicherung-deckungsumfang strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (max-width: 768px) {
  .gaps-content-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
  }
  
  .gaps-image-wohngebaeudeversicherung-deckungsumfang,
  .gaps-text-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.sum-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.sum-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.sum-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  text-align: center;
}

.sum-intro-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  text-align: center;
  max-width: 600px;
  margin: 0 auto;
}

.sum-cards-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.sum-card-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: clamp(0.75rem, 1.5vw, 1rem);
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.25rem);
  transition: all 0.3s ease;
}

.sum-card-wohngebaeudeversicherung-deckungsumfang:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(37, 99, 235, 0.12);
}

.sum-card-number-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1;
}

.sum-card-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.3;
}

.sum-card-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.sum-example-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: clamp(0.75rem, 1.5vw, 1rem);
  border-left: 4px solid var(--color-primary);
}

.sum-example-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.sum-example-text-wohngebaeudeversicherung-deckungsumfang strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

.elementary-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.elementary-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.elementary-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.elementary-image-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 50%;
  max-width: 50%;
}

.elementary-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: auto;
  border-radius: clamp(0.5rem, 2vw, 1rem);
  display: block;
  box-shadow: 0 4px 20px rgba(30, 41, 59, 0.1);
}

.elementary-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.elementary-paragraph-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
}

.elementary-paragraph-wohngebaeudeversicherung-deckungsumfang:last-of-type {
  margin-bottom: 0;
}

.elementary-quote-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-tertiary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-left: 4px solid var(--color-primary);
  border-radius: clamp(0.5rem, 1vw, 0.75rem);
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.elementary-quote-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  font-style: italic;
}

@media (max-width: 768px) {
  .elementary-content-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
  }
  
  .elementary-text-wohngebaeudeversicherung-deckungsumfang,
  .elementary-image-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.checklist-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.checklist-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.checklist-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  text-align: center;
}

.checklist-intro-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  text-align: center;
  max-width: 600px;
  margin: 0 auto;
}

.checklist-items-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(1.25rem, 2vw, 1.75rem);
}

.checklist-item-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 1.5rem);
  align-items: flex-start;
}

.checklist-icon-wohngebaeudeversicherung-deckungsumfang {
  flex-shrink: 0;
  width: clamp(1.5rem, 3vw, 2rem);
  height: clamp(1.5rem, 3vw, 2rem);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
  font-size: clamp(1.25rem, 2vw, 1.5rem);
}

.checklist-text-wohngebaeudeversicherung-deckungsumfang {
  flex: 1;
}

.checklist-text-wohngebaeudeversicherung-deckungsumfang h4 {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.5rem;
}

.checklist-text-wohngebaeudeversicherung-deckungsumfang p {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.conclusion-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2rem);
  max-width: 800px;
  margin: 0 auto;
}

.conclusion-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  text-align: center;
}

.conclusion-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.9rem, 1.1vw, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.8;
}

.conclusion-cta-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: clamp(0.75rem, 1.5vw, 1rem);
  border: 1px solid var(--color-border);
  text-align: center;
  margin-top: clamp(1rem, 2vw, 1.5rem);
}

.conclusion-cta-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.05rem, 1.5vw, 1.25rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: 0.75rem;
}

.conclusion-cta-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.85rem, 1vw, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.disclaimer-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border);
}

.disclaimer-content-wohngebaeudeversicherung-deckungsumfang {
  max-width: 800px;
  margin: 0 auto;
}

.disclaimer-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(1rem, 2vw, 1.25rem);
}

.disclaimer-text-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.8rem, 0.95vw, 0.9rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
}

.related-section-wohngebaeudeversicherung-deckungsumfang {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.25;
  text-align: center;
}

.related-subtitle-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  text-align: center;
  max-width: 500px;
  margin: 0 auto;
}

.related-cards-wohngebaeudeversicherung-deckungsumfang {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-wohngebaeudeversicherung-deckungsumfang {
  flex: 1 1 300px;
  max-width: 400px;
  background: var(--color-bg-card);
  border-radius: clamp(0.75rem, 1.5vw, 1rem);
  overflow: hidden;
  box-shadow: 0 2px 12px rgba(30, 41, 59, 0.08);
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.related-card-wohngebaeudeversicherung-deckungsumfang:hover {
  transform: translateY(-4px);
  box-shadow: 0 8px 24px rgba(30, 41, 59, 0.12);
}

.related-card-image-wohngebaeudeversicherung-deckungsumfang {
  width: 100%;
  height: 200px;
  overflow: hidden;
}

.related-card-image-wohngebaeudeversicherung-deckungsumfang img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-card-content-wohngebaeudeversicherung-deckungsumfang {
  padding: clamp(1rem, 2vw, 1.5rem);
  display: flex;
  flex-direction: column;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  flex: 1;
}

.related-card-title-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.95rem, 1.2vw, 1.1rem);
  color: var(--color-text-primary);
  font-weight: 600;
  line-height: 1.3;
  min-height: 2.6em;
}

.related-card-description-wohngebaeudeversicherung-deckungsumfang {
  font-size: clamp(0.8rem, 0.95vw, 0.9rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.related-card-link-wohngebaeudeversicherung-deckungsumfang {
  display: inline-block;
  font-size: clamp(0.8rem, 0.95vw, 0.9rem);
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 500;
  transition: all 0.3s ease;
  align-self: flex-start;
}

.related-card-link-wohngebaeudeversicherung-deckungsumfang:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

@media (max-width: 1024px) {
  .related-card-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 280px;
    max-width: 380px;
  }
}

@media (max-width: 768px) {
  .related-card-wohngebaeudeversicherung-deckungsumfang {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

@media (max-width: 480px) {
  .hero-meta-wohngebaeudeversicherung-deckungsumfang {
    flex-direction: column;
    gap: 0.75rem;
  }
  
  .breadcrumbs-wohngebaeudeversicherung-deckungsumfang {
    font-size: 0.7rem;
    gap: 0.25rem;
  }
}

.main-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block;
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-bottom: 1px solid var(--color-border-light);
}

.hero-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 450px;
}

.breadcrumbs-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
}

.breadcrumbs-unterversicherungsverzicht-klausel a {
  color: var(--color-accent);
  text-decoration: none;
  transition: color var(--transition-base);
}

.breadcrumbs-unterversicherungsverzicht-klausel a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.breadcrumbs-unterversicherungsverzicht-klausel span {
  color: var(--color-text-muted);
}

.hero-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.2;
}

.hero-description-unterversicherungsverzicht-klausel {
  font-size: clamp(1rem, 1.5vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.6;
}

.hero-meta-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: 0.75rem;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-muted);
}

.meta-item-unterversicherungsverzicht-klausel {
  color: var(--color-text-muted);
}

.meta-divider-unterversicherungsverzicht-klausel {
  color: var(--color-border);
}

.intro-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.intro-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

.intro-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.3;
}

.intro-paragraph-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.7;
}

.mechanism-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.mechanism-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.mechanism-image-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.mechanism-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

.mechanism-text-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.mechanism-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.3;
}

.mechanism-paragraph-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.7;
}

.mechanism-calculation-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-accent-light);
  background: rgba(249, 115, 22, 0.1);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-accent);
  border-radius: var(--radius-md);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  font-weight: 600;
}

.importance-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.importance-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.importance-text-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.importance-image-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.importance-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

.importance-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.3;
}

.importance-paragraph-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.7;
}

.importance-highlight-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-accent-light);
  background: rgba(249, 115, 22, 0.1);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-accent);
  border-radius: var(--radius-md);
  margin: 0;
  font-weight: 500;
}

.application-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.application-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.application-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  text-align: center;
}

.application-steps-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.step-card-unterversicherungsverzicht-klausel {
  flex: 1 1 280px;
  max-width: 320px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.step-card-unterversicherungsverzicht-klausel:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.step-number-unterversicherungsverzicht-klausel {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-accent);
  line-height: 1;
}

.step-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.step-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
}

.step-text-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
}

.verification-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.verification-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.verification-image-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.verification-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: auto;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
  max-height: 400px;
}

.verification-text-unterversicherungsverzicht-klausel {
  flex: 1 1 50%;
  max-width: 50%;
}

.verification-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 clamp(1.5rem, 3vw, 2rem) 0;
  line-height: 1.3;
}

.verification-paragraph-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0 0 clamp(1rem, 2vw, 1.5rem) 0;
  line-height: 1.7;
}

.verification-highlight-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: #fff;
  background: rgba(249, 115, 22, 0.1);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-left: 4px solid var(--color-accent);
  border-radius: var(--radius-md);
  margin: 0;
  font-weight: 500;
}

.conclusion-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.conclusion-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.conclusion-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  text-align: center;
}

.conclusion-summary-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3rem);
  flex-wrap: wrap;
  align-items: flex-start;
}

.summary-box-unterversicherungsverzicht-klausel {
  flex: 1 1 300px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
}

.summary-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.25rem, 2vw + 0.5rem, 1.5rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1.5rem 0;
  line-height: 1.3;
}

.summary-list-unterversicherungsverzicht-klausel {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.summary-item-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  padding-left: 1.5rem;
  position: relative;
  line-height: 1.6;
}

.summary-item-unterversicherungsverzicht-klausel::before {
  content: '';
  position: absolute;
  left: 0;
  color: var(--color-accent);
  font-weight: 700;
}

.conclusion-action-unterversicherungsverzicht-klausel {
  flex: 1 1 300px;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.action-text-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

.related-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.related-content-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
  text-align: center;
}

.related-cards-unterversicherungsverzicht-klausel {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-unterversicherungsverzicht-klausel {
  flex: 1 1 320px;
  max-width: 380px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border-light);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  transition: transform var(--transition-base), box-shadow var(--transition-base);
}

.related-card-unterversicherungsverzicht-klausel:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.related-image-unterversicherungsverzicht-klausel {
  width: 100%;
  height: auto;
  max-height: 220px;
  overflow: hidden;
}

.related-image-unterversicherungsverzicht-klausel img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.related-text-unterversicherungsverzicht-klausel {
  padding: clamp(1.5rem, 2vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex-grow: 1;
}

.related-card-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0;
  line-height: 1.3;
}

.related-card-description-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.6;
  flex-grow: 1;
}

.related-link-unterversicherungsverzicht-klausel {
  display: inline-block;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-accent);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition-base);
  margin-top: auto;
}

.related-link-unterversicherungsverzicht-klausel:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.disclaimer-section-unterversicherungsverzicht-klausel {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
  border-top: 1px solid var(--color-border-light);
}

.disclaimer-content-unterversicherungsverzicht-klausel {
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  border-left: 4px solid var(--color-secondary);
}

.disclaimer-title-unterversicherungsverzicht-klausel {
  font-size: clamp(1.125rem, 2vw + 0.5rem, 1.375rem);
  font-family: var(--font-heading);
  font-weight: 700;
  color: var(--color-text-primary);
  margin: 0 0 1rem 0;
  line-height: 1.3;
}

.disclaimer-text-unterversicherungsverzicht-klausel {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin: 0;
  line-height: 1.7;
}

@media (max-width: 768px) {
  .hero-content-unterversicherungsverzicht-klausel,
  .intro-content-unterversicherungsverzicht-klausel,
  .mechanism-content-unterversicherungsverzicht-klausel,
  .importance-content-unterversicherungsverzicht-klausel,
  .verification-content-unterversicherungsverzicht-klausel,
  .conclusion-summary-unterversicherungsverzicht-klausel {
    flex-direction: column;
  }

  .hero-text-unterversicherungsverzicht-klausel,
  .hero-image-unterversicherungsverzicht-klausel,
  .intro-text-unterversicherungsverzicht-klausel,
  .intro-image-unterversicherungsverzicht-klausel,
  .mechanism-text-unterversicherungsverzicht-klausel,
  .mechanism-image-unterversicherungsverzicht-klausel,
  .importance-text-unterversicherungsverzicht-klausel,
  .importance-image-unterversicherungsverzicht-klausel,
  .verification-text-unterversicherungsverzicht-klausel,
  .verification-image-unterversicherungsverzicht-klausel {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .conclusion-summary-unterversicherungsverzicht-klausel {
    flex-direction: column;
  }

  .summary-box-unterversicherungsverzicht-klausel,
  .conclusion-action-unterversicherungsverzicht-klausel {
    flex: 1 1 100%;
  }
}

@media (min-width: 769px) and (max-width: 1023px) {
  .hero-content-unterversicherungsverzicht-klausel,
  .intro-content-unterversicherungsverzicht-klausel,
  .mechanism-content-unterversicherungsverzicht-klausel,
  .importance-content-unterversicherungsverzicht-klausel,
  .verification-content-unterversicherungsverzicht-klausel {
    gap: clamp(1.5rem, 3vw, 2.5rem);
  }

  .hero-text-unterversicherungsverzicht-klausel,
  .hero-image-unterversicherungsverzicht-klausel,
  .intro-text-unterversicherungsverzicht-klausel,
  .intro-image-unterversicherungsverzicht-klausel,
  .mechanism-text-unterversicherungsverzicht-klausel,
  .mechanism-image-unterversicherungsverzicht-klausel,
  .importance-text-unterversicherungsverzicht-klausel,
  .importance-image-unterversicherungsverzicht-klausel,
  .verification-text-unterversicherungsverzicht-klausel,
  .verification-image-unterversicherungsverzicht-klausel {
    flex: 1 1 48%;
    max-width: 48%;
  }
}

.main-elementarschadenversicherung-naturgefahren {
  width: 100%;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.hero-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.breadcrumbs-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  font-size: clamp(0.75rem, 1vw + 0.5rem, 0.95rem);
  flex-wrap: wrap;
}

.breadcrumbs-elementarschadenversicherung-naturgefahren a {
  color: var(--color-primary);
  text-decoration: none;
  transition: all 0.3s ease;
}

.breadcrumbs-elementarschadenversicherung-naturgefahren a:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.breadcrumbs-elementarschadenversicherung-naturgefahren span {
  color: var(--color-text-muted);
}

.hero-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.hero-text-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-image-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.hero-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.75rem, 5vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 800;
  line-height: 1.2;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.hero-subtitle-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.3rem);
  color: var(--color-text-secondary);
  margin-bottom: clamp(1.5rem, 3vw, 2.5rem);
  line-height: 1.6;
}

.hero-meta-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(1rem, 2vw, 2rem);
  flex-wrap: wrap;
}

.meta-item-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: 0.5rem;
  align-items: center;
  font-size: clamp(0.8rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
}

.meta-item-elementarschadenversicherung-naturgefahren i {
  color: var(--color-primary);
}

.hero-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: auto;
  max-height: 450px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .hero-content-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
  }

  .hero-text-elementarschadenversicherung-naturgefahren,
  .hero-image-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .hero-meta-elementarschadenversicherung-naturgefahren {
    gap: 1.5rem;
  }
}

.intro-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.intro-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.intro-text-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-image-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.intro-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.intro-paragraph-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.intro-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .intro-content-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
  }

  .intro-text-elementarschadenversicherung-naturgefahren,
  .intro-image-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.types-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.types-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.types-header-elementarschadenversicherung-naturgefahren {
  text-align: center;
}

.types-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.types-subtitle-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.types-cards-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.type-card-elementarschadenversicherung-naturgefahren {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  transition: all 0.3s ease;
  box-shadow: var(--shadow-sm);
}

.type-card-elementarschadenversicherung-naturgefahren:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-md);
}

.card-icon-elementarschadenversicherung-naturgefahren {
  font-size: 2.5rem;
  color: var(--color-primary);
}

.card-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.025rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .type-card-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.when-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.when-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.when-text-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.when-image-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.when-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.when-paragraph-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.when-highlight-elementarschadenversicherung-naturgefahren {
  background: rgba(var(--color-primary-rgb, 59, 130, 246), 0.1);
  border-left: 4px solid var(--color-primary);
  padding: clamp(1rem, 2vw, 1.5rem);
  border-radius: var(--radius-md);
  margin: clamp(1rem, 2vw, 1.5rem) 0;
}

.highlight-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin: 0;
}

.highlight-text-elementarschadenversicherung-naturgefahren strong {
  color: var(--color-primary);
  font-weight: 600;
}

.when-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .when-content-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
  }

  .when-text-elementarschadenversicherung-naturgefahren,
  .when-image-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.calculation-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.calculation-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: center;
}

.calculation-image-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.calculation-text-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.calculation-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.calculation-paragraph-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.calculation-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .calculation-content-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
  }

  .calculation-image-elementarschadenversicherung-naturgefahren,
  .calculation-text-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.advantages-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.advantages-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.advantages-header-elementarschadenversicherung-naturgefahren {
  text-align: center;
}

.advantages-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.advantages-subtitle-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.advantages-list-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
}

.advantage-item-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
  background: var(--color-bg-card);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-sm);
}

.item-number-elementarschadenversicherung-naturgefahren {
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: 800;
  color: var(--color-primary);
  flex-shrink: 0;
  min-width: 80px;
  text-align: center;
}

.item-content-elementarschadenversicherung-naturgefahren {
  flex: 1;
}

.item-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: 0.75rem;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.item-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.025rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

@media (max-width: 768px) {
  .advantage-item-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
    gap: 1rem;
  }

  .item-number-elementarschadenversicherung-naturgefahren {
    text-align: left;
  }
}

.checklist-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.checklist-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 4rem);
  align-items: flex-start;
}

.checklist-text-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.checklist-image-elementarschadenversicherung-naturgefahren {
  flex: 1 1 50%;
  max-width: 50%;
}

.checklist-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.checklist-intro-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  margin-bottom: clamp(1.5rem, 3vw, 2rem);
}

.checklist-items-elementarschadenversicherung-naturgefahren {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.checklist-item-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  gap: 1rem;
  align-items: flex-start;
}

.check-icon-elementarschadenversicherung-naturgefahren {
  flex-shrink: 0;
  font-size: 1.5rem;
  color: var(--color-success);
  font-weight: 800;
  min-width: 32px;
}

.check-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.checklist-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: auto;
  max-height: 400px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (max-width: 768px) {
  .checklist-content-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
  }

  .checklist-text-elementarschadenversicherung-naturgefahren,
  .checklist-image-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.conclusion-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.conclusion-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: column;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: center;
}

.conclusion-box-elementarschadenversicherung-naturgefahren {
  max-width: 800px;
  width: 100%;
  background: linear-gradient(135deg, var(--color-primary), var(--color-primary-light));
  padding: clamp(2rem, 5vw, 3.5rem);
  border-radius: var(--radius-lg);
  text-align: center;
  color: #ffffff;
  box-shadow: var(--shadow-lg);
}

.conclusion-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: #ffffff;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.conclusion-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.125rem);
  color: #ffffff;
  line-height: 1.7;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.btn-conclusion-elementarschadenversicherung-naturgefahren {
  display: inline-block;
  background: #ffffff;
  color: var(--color-primary);
  padding: 0.75rem 2rem;
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  transition: all 0.3s ease;
  border: 2px solid #ffffff;
}

.btn-conclusion-elementarschadenversicherung-naturgefahren:hover {
  background: transparent;
  color: #ffffff;
}

.disclaimer-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-primary);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.disclaimer-content-elementarschadenversicherung-naturgefahren {
  max-width: 900px;
  margin: 0 auto;
}

.disclaimer-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.2rem, 3vw + 0.5rem, 1.8rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  font-weight: 700;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.disclaimer-text-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.85rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  background: rgba(var(--color-primary-rgb, 59, 130, 246), 0.05);
  padding: clamp(1.25rem, 3vw, 2rem);
  border-left: 4px solid var(--color-primary);
  border-radius: var(--radius-md);
}

.related-section-elementarschadenversicherung-naturgefahren {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 5rem) 0;
  overflow: hidden;
}

.related-content-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.related-header-elementarschadenversicherung-naturgefahren {
  text-align: center;
}

.related-title-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.related-subtitle-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.related-cards-elementarschadenversicherung-naturgefahren {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
}

.related-card-elementarschadenversicherung-naturgefahren {
  flex: 1 1 320px;
  max-width: 420px;
  background: var(--color-bg-card);
  border-radius: var(--radius-lg);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  display: flex;
  flex-direction: column;
  transition: all 0.3s ease;
}

.related-card-elementarschadenversicherung-naturgefahren:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
}

.card-image-elementarschadenversicherung-naturgefahren {
  width: 100%;
  height: 220px;
  overflow: hidden;
}

.card-image-elementarschadenversicherung-naturgefahren img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.3s ease;
}

.related-card-elementarschadenversicherung-naturgefahren:hover .card-image-elementarschadenversicherung-naturgefahren img {
  transform: scale(1.05);
}

.card-body-elementarschadenversicherung-naturgefahren {
  padding: clamp(1.25rem, 3vw, 2rem);
  display: flex;
  flex-direction: column;
  gap: 1rem;
  flex: 1;
}

.card-heading-elementarschadenversicherung-naturgefahren {
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.3;
  word-wrap: break-word;
  overflow-wrap: break-word;
}

.card-description-elementarschadenversicherung-naturgefahren {
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.025rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  flex: 1;
}

.card-link-elementarschadenversicherung-naturgefahren {
  display: inline-flex;
  flex-direction: row;
  align-items: center;
  gap: 0.5rem;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1rem);
  transition: all 0.3s ease;
  margin-top: auto;
}

.card-link-elementarschadenversicherung-naturgefahren:hover {
  color: var(--color-primary-hover);
  transform: translateX(4px);
}

@media (max-width: 768px) {
  .related-card-elementarschadenversicherung-naturgefahren {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .card-image-elementarschadenversicherung-naturgefahren {
    height: 250px;
  }
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

@media (max-width: 480px) {
  .breadcrumbs-elementarschadenversicherung-naturgefahren {
    font-size: 0.7rem;
    gap: 0.25rem;
  }

  .hero-meta-elementarschadenversicherung-naturgefahren {
    flex-direction: column;
    gap: 0.75rem;
  }

  .advantage-item-elementarschadenversicherung-naturgefahren {
    gap: 1rem;
  }

  .item-number-elementarschadenversicherung-naturgefahren {
    min-width: 60px;
    font-size: 1.75rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  background: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
  line-height: 1.6;
  font-size: clamp(0.875rem, 1vw + 0.5rem, 1.125rem);
}

h1, h2, h3, h4, h5, h6, p {
  word-wrap: break-word;
  overflow-wrap: break-word;
}

a {
  color: var(--color-accent);
  text-decoration: none;
  transition: all 0.3s ease;
}

a:hover {
  color: var(--color-accent-hover);
  text-decoration: underline;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 clamp(1rem, 4vw, 2rem);
  display: block !important;
}

.insurance-protection-about {
  background: var(--color-bg-primary);
  overflow: hidden;
}

.hero-insurance-section-about {
  background: linear-gradient(135deg, var(--color-bg-primary) 0%, var(--color-bg-secondary) 100%);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.hero-insurance-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
  align-items: center;
}

.hero-insurance-header-about {
  text-align: center;
}

.hero-insurance-title-about {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 6vw + 1rem, 3.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.5rem, 2vw, 1rem);
  line-height: 1.2;
}

.hero-insurance-subtitle-about {
  font-size: clamp(1rem, 2vw + 0.5rem, 1.25rem);
  color: var(--color-text-secondary);
  max-width: 700px;
  margin: 0 auto;
}

.hero-insurance-image-about {
  width: 100%;
  max-width: 600px;
  height: auto;
  border-radius: 12px;
  display: block;
}

.coverage-foundation-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.coverage-foundation-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.coverage-foundation-header-about {
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.section-tag-about {
  display: inline-block;
  padding: clamp(0.25rem, 1vw, 0.5rem) clamp(0.75rem, 2vw, 1.25rem);
  background: rgba(245, 158, 11, 0.15);
  color: var(--color-accent);
  border-radius: 20px;
  font-size: clamp(0.75rem, 1vw, 0.9rem);
  font-weight: 600;
  margin-bottom: 1rem;
}

.coverage-foundation-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 2vw, 1.25rem);
}

.coverage-foundation-subtitle-about {
  font-size: clamp(0.95rem, 1.5vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.7;
}

.coverage-foundation-cards-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.coverage-card-about {
  flex: 1 1 280px;
  max-width: 380px;
  background: var(--color-bg-secondary);
  padding: clamp(1.5rem, 3vw, 2.5rem);
  border-radius: 12px;
  border: 1px solid var(--border-color);
  transition: all 0.3s ease;
}

.coverage-card-about:hover {
  transform: translateY(-6px);
  background: var(--color-bg-tertiary);
  border-color: var(--color-accent);
}

.coverage-card-icon-about {
  font-size: clamp(2rem, 4vw, 3rem);
  color: var(--color-accent);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
}

.coverage-card-title-about {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
  font-family: var(--font-heading);
}

.coverage-card-text-about {
  font-size: clamp(0.85rem, 1vw, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.expertise-narrative-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.expertise-narrative-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.expertise-narrative-split-about {
  display: flex;
  flex-direction: row;
  gap: clamp(2rem, 4vw, 3.5rem);
  align-items: center;
  flex-wrap: wrap;
}

.expertise-narrative-text-about {
  flex: 1 1 45%;
  min-width: 280px;
}

.expertise-narrative-visual-about {
  flex: 1 1 45%;
  min-width: 280px;
  max-height: 450px;
}

.expertise-narrative-image-about {
  width: 100%;
  height: 100%;
  border-radius: 12px;
  object-fit: cover;
  display: block;
}

.expertise-narrative-heading-about {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.expertise-narrative-paragraph-about {
  color: var(--color-text-secondary);
  margin-bottom: clamp(0.75rem, 1.5vw, 1.25rem);
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.05rem);
  line-height: 1.8;
}

.expertise-narrative-paragraph-about:last-child {
  margin-bottom: 0;
}

.valuation-methodology-section-about {
  background: var(--color-bg-primary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.valuation-methodology-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 4vw, 3rem);
}

.valuation-methodology-header-about {
  text-align: center;
  margin-bottom: clamp(1rem, 2vw, 1.5rem);
}

.valuation-methodology-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.valuation-methodology-desc-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.05rem);
  max-width: 750px;
  margin: 0 auto;
  line-height: 1.7;
}

.valuation-steps-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2rem, 3vw, 2.5rem);
  margin-top: clamp(2rem, 3vw, 2.5rem);
}

.valuation-step-about {
  display: flex;
  flex-direction: row;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  align-items: flex-start;
}

.valuation-step-number-about {
  font-size: clamp(2.5rem, 5vw, 3.5rem);
  font-weight: 800;
  color: var(--color-accent);
  font-family: var(--font-heading);
  flex-shrink: 0;
  width: clamp(70px, 10vw, 120px);
}

.valuation-step-content-about {
  flex: 1;
}

.valuation-step-title-about {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
  font-family: var(--font-heading);
}

.valuation-step-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1vw, 1.05rem);
  line-height: 1.7;
}

.protection-strategy-section-about {
  background: var(--color-bg-secondary);
  padding: clamp(3rem, 8vw, 6rem) 0;
  overflow: hidden;
}

.protection-strategy-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(2.5rem, 5vw, 4rem);
}

.protection-strategy-header-about {
  text-align: center;
}

.protection-strategy-title-about {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.5rem, 2.75rem);
  color: var(--color-text-primary);
  font-weight: 700;
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.protection-strategy-intro-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.9rem, 1.5vw + 0.5rem, 1.05rem);
  max-width: 800px;
  margin: 0 auto;
  line-height: 1.8;
}

.protection-features-about {
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  gap: clamp(1.5rem, 3vw, 2.5rem);
  justify-content: center;
  margin-top: clamp(1.5rem, 3vw, 2.5rem);
}

.protection-feature-box-about {
  flex: 1 1 250px;
  max-width: 350px;
  background: var(--color-bg-primary);
  padding: clamp(1.5rem, 3vw, 2rem);
  border-radius: 10px;
  border-left: 4px solid var(--color-accent);
}

.protection-feature-label-about {
  font-size: clamp(0.8rem, 1vw, 0.95rem);
  color: var(--color-accent);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
}

.protection-feature-title-about {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  margin-bottom: clamp(0.5rem, 1vw, 0.75rem);
  font-family: var(--font-heading);
}

.protection-feature-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.6;
}

.disclaimer-section-about {
  background: var(--color-bg-primary);
  border-top: 1px solid var(--border-color);
  padding: clamp(2.5rem, 6vw, 4rem) 0;
  overflow: hidden;
}

.disclaimer-content-about {
  display: flex;
  flex-direction: column;
  gap: clamp(1rem, 2vw, 1.5rem);
}

.disclaimer-heading-about {
  display: flex;
  flex-direction: row;
  align-items: center;
  gap: clamp(0.75rem, 1.5vw, 1rem);
  margin-bottom: clamp(0.75rem, 1.5vw, 1rem);
}

.disclaimer-icon-about {
  font-size: clamp(1.25rem, 2vw, 1.5rem);
  color: var(--color-accent);
  flex-shrink: 0;
}

.disclaimer-title-about {
  font-size: clamp(1.1rem, 2vw, 1.3rem);
  color: var(--color-text-primary);
  font-weight: 600;
  font-family: var(--font-heading);
}

.disclaimer-text-about {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw, 1rem);
  line-height: 1.7;
  max-width: 900px;
}

@media (max-width: 768px) {
  .expertise-narrative-split-about {
    flex-direction: column;
  }

  .expertise-narrative-text-about,
  .expertise-narrative-visual-about {
    flex: 1 1 100%;
    min-width: 100%;
  }

  .valuation-step-about {
    gap: 1rem;
  }

  .valuation-step-number-about {
    width: 60px;
  }
}

@media (max-width: 480px) {
  .coverage-foundation-cards-about {
    flex-direction: column;
  }

  .coverage-card-about {
    flex: 1 1 100%;
    max-width: 100%;
  }

  .protection-features-about {
    flex-direction: column;
  }

  .protection-feature-box-about {
    flex: 1 1 100%;
    max-width: 100%;
  }
}

.faq-page {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.faq-hero {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) var(--space-lg);
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
  overflow: hidden;
}

.faq-hero-content {
  max-width: 900px;
  margin: 0 auto;
}

.faq-hero h1 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.5rem);
  line-height: 1.2;
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.faq-hero p {
  color: var(--color-text-secondary);
  font-size: clamp(1rem, 2vw, 1.25rem);
  line-height: 1.6;
}

.faq-hero img {
  width: 100%;
  height: auto;
  max-height: 300px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (min-width: 768px) {
  .faq-hero {
    padding: var(--space-3xl) var(--space-2xl);
    flex-direction: row;
    align-items: center;
    gap: var(--space-2xl);
  }

  .faq-hero-content {
    flex: 1;
  }

  .faq-hero img {
    flex: 1;
    max-height: 350px;
  }
}

@media (min-width: 1024px) {
  .faq-hero {
    padding: 4rem var(--space-3xl);
    gap: var(--space-3xl);
  }

  .faq-hero img {
    max-height: 400px;
  }
}

.faq-content {
  padding: var(--space-2xl) var(--space-lg);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.faq-container {
  max-width: 900px;
  margin: 0 auto;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.faq-item {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: box-shadow var(--transition-base), border-color var(--transition-base);
}

.faq-item:hover {
  box-shadow: var(--shadow-md);
  border-color: var(--color-primary-light);
}

.faq-question {
  width: 100%;
  background-color: var(--color-bg-card);
  border: none;
  padding: var(--space-lg);
  display: flex;
  justify-content: space-between;
  align-items: center;
  cursor: pointer;
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  color: var(--color-text-primary);
  font-weight: 600;
  transition: background-color var(--transition-base), color var(--transition-base);
  text-align: left;
  gap: var(--space-md);
}

.faq-question:hover {
  background-color: var(--color-bg-tertiary);
}

.faq-question.active {
  background-color: var(--color-primary-light);
  color: var(--color-text-primary);
}

.faq-q-text {
  flex: 1;
  line-height: 1.4;
}

.faq-icon {
  font-size: 1.5rem;
  font-weight: 300;
  flex-shrink: 0;
  transition: transform var(--transition-base);
}

.faq-question.active .faq-icon {
  transform: rotate(45deg);
}

.faq-answer {
  background-color: var(--color-bg-primary);
  color: var(--color-text-secondary);
  padding: 0 var(--space-lg) var(--space-lg);
  max-height: 0;
  overflow: hidden;
  transition: max-height var(--transition-base), padding var(--transition-base);
}

.faq-answer.active {
  max-height: 1000px;
  padding: var(--space-lg);
}

.faq-answer p {
  font-size: clamp(0.9rem, 1.2vw, 1.05rem);
  line-height: 1.7;
  margin: 0;
}

@media (min-width: 768px) {
  .faq-content {
    padding: var(--space-3xl) var(--space-2xl);
  }

  .faq-question {
    padding: var(--space-xl) var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .faq-content {
    padding: 4rem var(--space-3xl);
  }
}

.faq-cta {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) var(--space-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: var(--space-lg);
}

.faq-cta-content {
  max-width: 900px;
  margin: 0 auto;
  flex: 1;
}

.faq-cta h2 {
  color: var(--color-text-primary);
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  line-height: 1.3;
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.faq-cta p {
  color: var(--color-text-secondary);
  font-size: clamp(0.95rem, 1.5vw, 1.125rem);
  line-height: 1.6;
  margin-bottom: var(--space-lg);
}

.faq-cta-button {
  display: inline-block;
  background-color: var(--color-primary);
  color: white;
  padding: var(--space-md) var(--space-xl);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.95rem, 1.2vw, 1.05rem);
  transition: background-color var(--transition-base), transform var(--transition-fast);
  cursor: pointer;
  border: none;
  text-align: center;
}

.faq-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.faq-cta img {
  width: 100%;
  height: auto;
  max-height: 250px;
  object-fit: cover;
  border-radius: var(--radius-lg);
  display: block;
}

@media (min-width: 768px) {
  .faq-cta {
    padding: var(--space-3xl) var(--space-2xl);
    flex-direction: row;
    align-items: center;
    gap: var(--space-2xl);
  }

  .faq-cta-content {
    flex: 1;
  }

  .faq-cta img {
    flex: 1;
    max-height: 300px;
  }
}

@media (min-width: 1024px) {
  .faq-cta {
    padding: 4rem var(--space-3xl);
    gap: var(--space-3xl);
  }

  .faq-cta img {
    max-height: 350px;
  }
}

.services-page {
  background-color: var(--color-bg-primary);
}

.services-hero {
  background-color: var(--color-bg-primary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
}

.services-hero-container {
  max-width: 900px;
  margin: 0 auto var(--space-xl);
  text-align: center;
}

.services-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw + 0.5rem, 3.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  font-weight: 700;
}

.services-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 2vw + 0.3rem, 1.25rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 750px;
  margin: 0 auto;
}

.services-hero img {
  width: 100%;
  max-width: 900px;
  margin: 0 auto;
  display: block;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

.services-cards-section {
  background-color: var(--color-bg-primary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
}

.services-cards-container {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-lg);
}

.service-card {
  background-color: var(--color-bg-card);
  border: var(--border-width) solid var(--border-color-light);
  border-radius: var(--radius-md);
  padding: var(--space-lg);
  display: flex;
  flex-direction: column;
  transition: box-shadow var(--transition-base), transform var(--transition-base);
  box-shadow: var(--shadow-sm);
}

.service-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-2px);
}

.service-card-icon {
  width: 50px;
  height: 50px;
  background-color: var(--color-primary-light);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-md);
  color: var(--color-primary);
  font-size: 1.75rem;
}

.service-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.125rem, 2vw + 0.3rem, 1.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  font-weight: 700;
  line-height: 1.4;
}

.service-card-description {
  font-family: var(--font-primary);
  font-size: clamp(0.875rem, 1.5vw + 0.2rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-md);
  flex-grow: 1;
}

.service-card-cta {
  font-family: var(--font-primary);
  font-size: 0.95rem;
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  display: inline-block;
  transition: color var(--transition-base);
  width: fit-content;
}

.service-card-cta:hover {
  color: var(--color-primary-hover);
}

.services-cta-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl) var(--space-md);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1fr;
  gap: var(--space-2xl);
  align-items: center;
}

.services-cta-container {
  max-width: 550px;
  margin: 0 auto;
}

.services-cta-title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 4vw + 0.3rem, 2.25rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  font-weight: 700;
  line-height: 1.3;
}

.services-cta-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1.5vw + 0.2rem, 1.05rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  margin-bottom: var(--space-lg);
}

.services-cta-button {
  font-family: var(--font-primary);
  display: inline-block;
  background-color: var(--color-primary);
  color: white;
  padding: var(--space-md) var(--space-lg);
  border-radius: var(--radius-md);
  text-decoration: none;
  font-weight: 600;
  font-size: clamp(0.9rem, 1vw + 0.3rem, 1.05rem);
  transition: background-color var(--transition-base), transform var(--transition-base);
}

.services-cta-button:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.services-cta-section img {
  width: 100%;
  max-width: 500px;
  margin: 0 auto;
  display: block;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-md);
}

@media (min-width: 640px) {
  .services-cards-container {
    grid-template-columns: repeat(2, 1fr);
  }

  .services-hero {
    padding: var(--space-3xl) var(--space-lg);
  }

  .services-cards-section {
    padding: var(--space-3xl) var(--space-lg);
  }

  .services-cta-section {
    padding: var(--space-3xl) var(--space-lg);
  }
}

@media (min-width: 1024px) {
  .services-cards-container {
    grid-template-columns: repeat(4, 1fr);
  }

  .services-cta-section {
    grid-template-columns: 1fr 1fr;
  }

  .services-hero {
    padding: 4rem var(--space-xl);
  }

  .services-cards-section {
    padding: 4rem var(--space-xl);
  }

  .services-cta-section {
    padding: 4rem var(--space-xl);
  }

  .services-hero-container {
    text-align: left;
  }

  .services-hero-subtitle {
    text-align: left;
    max-width: 600px;
    margin: 0;
  }

  .services-cta-container {
    margin: 0;
  }
}

@media (min-width: 1280px) {
  .services-cards-container {
    gap: var(--space-xl);
  }

  .service-card {
    padding: var(--space-xl);
  }
}

.insurance-docs {
  background-color: var(--color-bg-primary);
  color: var(--color-text-primary);
  font-family: var(--font-primary);
}

.insurance-docs .container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
}

.insurance-docs .content {
  max-width: 800px;
  margin: 0 auto;
  padding: var(--space-3xl) 0;
}

.insurance-docs h1 {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: 1.3;
}

.insurance-docs .updated-date {
  color: var(--color-text-secondary);
  font-size: clamp(0.85rem, 1vw + 0.5rem, 0.95rem);
  margin-bottom: var(--space-2xl);
  font-style: italic;
}

.insurance-docs h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.25rem, 3vw, 1.75rem);
  color: var(--color-primary);
  margin-top: var(--space-2xl);
  margin-bottom: var(--space-md);
  line-height: 1.4;
}

.insurance-docs p {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin-bottom: var(--space-md);
}

.insurance-docs ul {
  margin: var(--space-md) 0 var(--space-md) var(--space-lg);
  color: var(--color-text-primary);
}

.insurance-docs li {
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  line-height: 1.7;
  margin-bottom: var(--space-sm);
  color: var(--color-text-primary);
}

.insurance-docs .section {
  margin-bottom: var(--space-2xl);
  padding-bottom: var(--space-2xl);
  border-bottom: var(--border-width) solid var(--border-color-light);
}

.insurance-docs .section:last-of-type {
  border-bottom: none;
}

.insurance-docs .contact-section {
  background-color: var(--color-bg-secondary);
  padding: var(--space-2xl);
  border-radius: var(--radius-md);
  margin-top: var(--space-3xl);
}

.insurance-docs .contact-section h2 {
  color: var(--color-primary);
  margin-top: 0;
}

.insurance-docs .contact-section p {
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
}

.insurance-docs .contact-section strong {
  color: var(--color-text-primary);
  font-weight: 600;
}

@media (min-width: 768px) {
  .insurance-docs .container {
    padding: 0 var(--space-lg);
  }

  .insurance-docs .content {
    padding: var(--space-3xl) 0;
  }
}

@media (min-width: 1024px) {
  .insurance-docs .container {
    padding: 0 var(--space-2xl);
  }

  .insurance-docs .content {
    padding: var(--space-3xl) 0;
  }
}

.thank-you-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-md);
}

.thank-section {
  width: 100%;
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
  width: 100%;
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.thank-wrapper {
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: var(--space-lg);
}

.thank-icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 80px;
  height: 80px;
  margin-bottom: var(--space-md);
}

.thank-icon .check-circle {
  width: 100%;
  height: 100%;
  color: var(--color-success);
  animation: scaleIn 0.6s cubic-bezier(0.34, 1.56, 0.64, 1);
}

@keyframes scaleIn {
  from {
    transform: scale(0);
    opacity: 0;
  }
  to {
    transform: scale(1);
    opacity: 1;
  }
}

.thank-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  color: var(--color-text-primary);
  font-weight: 700;
  line-height: 1.2;
  margin: 0;
  animation: fadeInUp 0.7s ease-out 0.1s both;
}

.thank-lead {
  font-family: var(--font-primary);
  font-size: clamp(1.1rem, 2vw, 1.35rem);
  color: var(--color-primary);
  font-weight: 600;
  line-height: 1.6;
  margin: 0;
  animation: fadeInUp 0.7s ease-out 0.2s both;
}

.thank-message {
  animation: fadeInUp 0.7s ease-out 0.3s both;
}

.thank-message p {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  margin: var(--space-md) 0;
}

.thank-message p:first-child {
  margin-top: 0;
}

.info-list {
  list-style: none;
  padding: 0;
  margin: var(--space-lg) 0;
  text-align: left;
  display: inline-block;
}

.info-list li {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.8;
  padding-left: 28px;
  position: relative;
  margin: var(--space-sm) 0;
}

.info-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 6px;
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-md) var(--space-xl);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  font-weight: 600;
  text-decoration: none;
  border-radius: var(--radius-md);
  transition: all var(--transition-base);
  cursor: pointer;
  border: none;
  white-space: nowrap;
  animation: fadeInUp 0.7s ease-out 0.4s both;
}

.btn-primary {
  background-color: var(--color-primary);
  color: var(--color-bg-primary);
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

@keyframes fadeInUp {
  from {
    opacity: 0;
    transform: translateY(20px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (min-width: 640px) {
  .thank-icon {
    width: 100px;
    height: 100px;
    margin-bottom: var(--space-lg);
  }

  .thank-message p {
    font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  }

  .info-list li {
    font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  }
}

@media (min-width: 768px) {
  .thank-you-page {
    padding: var(--space-xl);
  }

  .container {
    padding: 0 var(--space-lg);
  }

  .thank-wrapper {
    gap: var(--space-xl);
  }

  .thank-message {
    margin: var(--space-lg) 0;
  }

  .thank-message p {
    font-size: clamp(0.95rem, 1vw + 0.5rem, 1.15rem);
  }

  .info-list {
    margin: var(--space-xl) 0;
  }
}

@media (min-width: 1024px) {
  .thank-you-page {
    padding: var(--space-2xl) var(--space-xl);
  }

  .thank-icon {
    width: 120px;
    height: 120px;
  }

  .thank-title {
    font-size: 2.5rem;
  }

  .thank-lead {
    font-size: 1.35rem;
  }

  .thank-message p {
    font-size: 1.1rem;
  }

  .info-list li {
    font-size: 1.1rem;
  }
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

.error-page {
  background-color: var(--color-bg-primary);
  min-height: 100vh;
  display: flex;
  align-items: center;
  justify-content: center;
  overflow: hidden;
}

.error-section {
  width: 100%;
  padding: var(--space-lg) var(--space-md);
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.container {
  max-width: 1440px;
  margin: 0 auto;
  padding: 0 var(--space-md);
  width: 100%;
}

.content {
  max-width: 800px;
  margin: 0 auto;
  width: 100%;
}

.error-wrapper {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-xl);
}

.error-visual {
  margin-bottom: var(--space-lg);
}

.error-code-container {
  position: relative;
  display: inline-block;
}

.error-code {
  font-family: var(--font-heading);
  font-size: clamp(3.5rem, 15vw, 8rem);
  font-weight: 900;
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  display: block;
  line-height: 1;
  letter-spacing: -0.02em;
}

.error-decoration {
  position: absolute;
  width: 200%;
  height: 2px;
  background-color: var(--color-primary-light);
  bottom: -20px;
  left: 50%;
  transform: translateX(-50%);
  border-radius: 1px;
}

.error-message {
  display: flex;
  flex-direction: column;
  gap: var(--space-md);
}

.error-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.5rem);
  font-weight: 700;
  color: var(--color-text-primary);
  line-height: 1.2;
  letter-spacing: -0.01em;
}

.error-description {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-primary);
  line-height: 1.7;
  font-weight: 400;
}

.error-subtext {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 0.9vw + 0.4rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.7;
  font-weight: 400;
}

.error-actions {
  display: flex;
  justify-content: center;
  gap: var(--space-md);
  flex-wrap: wrap;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: var(--space-sm) var(--space-lg);
  border-radius: var(--radius-md);
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  font-weight: 600;
  text-decoration: none;
  border: none;
  cursor: pointer;
  transition: all var(--transition-base);
  min-height: 48px;
}

.btn-primary {
  background-color: var(--color-primary);
  color: #ffffff;
  box-shadow: var(--shadow-md);
}

.btn-primary:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn-primary:active {
  transform: translateY(0);
}

.error-hint {
  margin-top: var(--space-lg);
  padding: var(--space-lg);
  background-color: var(--color-bg-secondary);
  border-left: 4px solid var(--color-primary-light);
  border-radius: var(--radius-md);
}

.hint-text {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 0.9vw + 0.3rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  font-weight: 400;
}

@media (min-width: 480px) {
  .error-section {
    padding: var(--space-2xl) var(--space-lg);
  }

  .error-decoration {
    width: 250px;
    bottom: -30px;
  }
}

@media (min-width: 768px) {
  .error-section {
    padding: var(--space-3xl) var(--space-xl);
  }

  .error-wrapper {
    gap: var(--space-2xl);
  }

  .error-decoration {
    width: 300px;
    bottom: -40px;
  }

  .error-hint {
    padding: var(--space-xl);
    margin-top: var(--space-xl);
  }
}

@media (min-width: 1024px) {
  .error-section {
    padding: var(--space-3xl) var(--space-2xl);
  }

  .error-wrapper {
    gap: var(--space-2xl);
  }

  .error-decoration {
    width: 350px;
    bottom: -50px;
  }
}

@media (min-width: 1440px) {
  .error-section {
    padding: var(--space-3xl) var(--space-3xl);
  }
}

.contact-reach-us {
  background-color: var(--color-bg-primary);
  overflow: hidden;
}

.contact-reach-us-hero {
  background-color: var(--color-bg-secondary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

.contact-reach-us-hero-content {
  max-width: 1440px;
  margin: 0 auto;
}

.contact-reach-us-hero-title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-md);
  line-height: 1.2;
}

.contact-reach-us-hero-subtitle {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
  max-width: 700px;
}

.contact-reach-us-main {
  background-color: var(--color-bg-primary);
  padding: 3rem 1.5rem;
  overflow: hidden;
}

@media (min-width: 768px) {
  .contact-reach-us-hero {
    padding: 4.5rem 2rem;
  }

  .contact-reach-us-main {
    padding: 4.5rem 2rem;
  }
}

@media (min-width: 1024px) {
  .contact-reach-us-hero {
    padding: 6rem 3rem;
  }

  .contact-reach-us-main {
    padding: 6rem 3rem;
  }
}

.contact-reach-us-main-content {
  max-width: 1440px;
  margin: 0 auto;
}

.contact-reach-us-grid {
  display: flex;
  flex-direction: column;
  gap: 3rem;
}

@media (min-width: 1024px) {
  .contact-reach-us-grid {
    flex-direction: row;
    gap: 4rem;
  }
}

.contact-reach-us-form-wrapper {
  flex: 1 1 100%;
}

@media (min-width: 1024px) {
  .contact-reach-us-form-wrapper {
    flex: 1 1 auto;
  }
}

.contact-reach-us-form-header {
  margin-bottom: 2rem;
}

.contact-reach-us-form-title {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  line-height: 1.3;
}

.contact-reach-us-form-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.contact-reach-us-form {
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.contact-reach-us-form-row {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
}

.contact-reach-us-form-row-checkbox {
  gap: 0.75rem;
}

.contact-reach-us-label {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.95rem);
  font-weight: 600;
  color: var(--color-text-primary);
}

.contact-reach-us-input,
.contact-reach-us-textarea {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  padding: 0.875rem 1rem;
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-md);
  color: var(--color-text-primary);
  transition: all var(--transition-base);
  width: 100%;
  box-sizing: border-box;
}

.contact-reach-us-input::placeholder,
.contact-reach-us-textarea::placeholder {
  color: var(--color-text-muted);
}

.contact-reach-us-input:focus,
.contact-reach-us-textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  background-color: var(--color-bg-card);
  box-shadow: 0 0 0 3px rgba(0, 0, 0, 0.05);
}

.contact-reach-us-textarea {
  min-height: 150px;
  resize: vertical;
}

.contact-reach-us-label-checkbox {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-primary);
  display: flex;
  align-items: flex-start;
  gap: 0.75rem;
  cursor: pointer;
}

.contact-reach-us-checkbox {
  margin-top: 0.25rem;
  cursor: pointer;
  accent-color: var(--color-primary);
}

.contact-reach-us-checkbox-text {
  line-height: 1.5;
}

.contact-reach-us-privacy-link {
  color: var(--color-primary);
  text-decoration: none;
  font-weight: 600;
  transition: color var(--transition-base);
}

.contact-reach-us-privacy-link:hover {
  color: var(--color-primary-hover);
  text-decoration: underline;
}

.contact-reach-us-submit {
  font-family: var(--font-primary);
  font-size: clamp(0.95rem, 1vw + 0.5rem, 1.05rem);
  font-weight: 600;
  padding: 1rem 2rem;
  background-color: var(--color-primary);
  color: var(--color-text-primary);
  border: none;
  border-radius: var(--radius-md);
  cursor: pointer;
  transition: all var(--transition-base);
  width: 100%;
  margin-top: 0.5rem;
}

.contact-reach-us-submit:hover {
  background-color: var(--color-primary-hover);
  transform: translateY(-2px);
}

.contact-reach-us-submit:active {
  transform: translateY(0);
}

.contact-reach-us-info-wrapper {
  flex: 1 1 100%;
}

@media (min-width: 1024px) {
  .contact-reach-us-info-wrapper {
    flex: 1 1 auto;
  }
}

.contact-reach-us-info-header {
  margin-bottom: 2rem;
}

.contact-reach-us-info-title {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 3vw, 1.75rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  line-height: 1.3;
}

.contact-reach-us-info-description {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  line-height: 1.6;
}

.contact-reach-us-info-items {
  display: flex;
  flex-direction: column;
  gap: 2rem;
  margin-bottom: 2rem;
}

.contact-reach-us-info-item {
  display: flex;
  gap: 1.5rem;
}

.contact-reach-us-info-icon {
  flex-shrink: 0;
  width: 48px;
  height: 48px;
  background-color: var(--color-bg-card);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-primary);
  font-size: 1.5rem;
}

.contact-reach-us-info-content {
  flex: 1;
}

.contact-reach-us-info-label {
  font-family: var(--font-heading);
  font-size: clamp(1rem, 1vw + 0.5rem, 1.2rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-xs);
  line-height: 1.3;
}

.contact-reach-us-info-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-primary);
  line-height: 1.5;
  margin-bottom: 0.25rem;
}

.contact-reach-us-info-hours {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-secondary);
  line-height: 1.5;
  margin-top: 0.5rem;
}

.contact-reach-us-info-card {
  background-color: var(--color-bg-card);
  border: 1px solid var(--border-color);
  border-radius: var(--radius-lg);
  padding: 1.75rem;
}

.contact-reach-us-card-title {
  font-family: var(--font-heading);
  font-size: clamp(1.1rem, 2vw + 0.5rem, 1.4rem);
  font-weight: 700;
  color: var(--color-text-primary);
  margin-bottom: var(--space-sm);
  line-height: 1.3;
}

.contact-reach-us-card-text {
  font-family: var(--font-primary);
  font-size: clamp(0.9rem, 1vw + 0.5rem, 1rem);
  color: var(--color-text-secondary);
  margin-bottom: 1.25rem;
  line-height: 1.6;
}

.contact-reach-us-card-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.contact-reach-us-card-item {
  font-family: var(--font-primary);
  font-size: clamp(0.85rem, 1vw + 0.4rem, 0.95rem);
  color: var(--color-text-primary);
  padding-left: 1.5rem;
  position: relative;
  line-height: 1.5;
}

.contact-reach-us-card-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.5em;
  width: 6px;
  height: 6px;
  background-color: var(--color-primary);
  border-radius: 50%;
}

@media (max-width: 767px) {
  .contact-reach-us-grid {
    gap: 2.5rem;
  }
}
.header-schutz-nav-mobile-close,.header-schutz-nav-mobile-toggle{
  width: 34px;
}

.header-schutz-nav-desktop-nav{
  justify-content: flex-end;
}

.portfolio-card{
  display: flex;
  flex-direction: column !important;
}

.portfolio-card__content{
  width: 100% !important;
}

.portfolio-card-content{
  width: 100% !important;
}

.hero-title-index{
  word-break: break-all;
}

.services-cards,.services-cards-container,.services-grid,.services-container{
  display: flex;
  flex-direction: column;
}

.content{
  display: block;
}